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Investing & Retirement

Reach your investment and retirement goals with confidence.
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Whether you’re planning for years ahead to ensure you’ll be able to retire comfortably or you’re entering your retirement or semi-retirement, we’ve got you covered. Scroll down to see how we can help you make the most of your money.

A happy young couple opening a credit union IRA account from the comfort of their couch through their Bowater Credit Union mobile app.

IRAs

Prepare for retirement or save for your child’s education with Individual Retirement Accounts (IRAs). Flexible terms available.

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Investment Plus Account

Earn more interest while still making an unlimited number of withdrawals per month.

A middle-aged couple using their laptop to check the progress of their Ultra 25 Term Share Account IRA from their living room.

Ultra 25 Term Share Account

Maximize your savings potential with our share account designed for strong returns. Get unique benefits like rate change opportunities, withdrawal perks, and more.

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Term Share Accounts (CDs)

Grow your savings and achieve your financial goals with our term share accounts, including competitive rates, fixed returns, flexible terms, and more.

A middle-aged couple using their laptop to check the progress of their Ultra 25 Term Share Account IRA from their living room.

Bowater Wealth Management

Get expert guidance to achieve your investment goals, whether you’re looking to accumulate wealth or preserve what you already have.

★★★★★

“Great customer service and very helpful with financial issues when talking to one of their bank professionals”

– Crystal C., Athens, TN

Investment & Retirement FAQs

Q: Where is the safest place to put your retirement money?

A: That may depend on your retirement goals and current status. For the best guidance, reach out to one of our trusted advisors.

Q: Can I withdraw money from my investment and retirement accounts?

A: Yes, you can access your money any time if you need it. However, you may be required to pay fees and taxes on the money you take out. 

Q: How much interest will my investment accounts earn?

A: It depends on the account(s) you’ve chosen. You can get an idea of your potential returns by viewing our Deposit Rates page

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Gold Checking Travel Club

Join the club and travel with your friends, family, neighbors, and coworkers.

Share Savings Account

Earn interest with no monthly fees, low minimums, and more.

Home Equity Line Of Credit

Use your money however you want with our variable rate HELOCs.

Need Additional Help?

If you have any questions at all, give us a call at 423.336.7268 or email [email protected] and we’ll be happy to help. You are always welcome to stop by one of our branch locations below to speak with someone.