Holiday Loan:

Are you stressed about shopping for the holidays? Your credit union has the Holiday Loan at a special low rate to help! Borrow up to $2,000 with rates as low as 5.75% APR.

This special loan is only available through December 31, so make sure you apply online today!

Bowater Classic VISA:

Do you carry a balance on your credit card? Then THIS is the card you need to have in your wallet! No Annual Fee, and a Low Fixed Rate of 9.9% APR, no matter your credit score. Enjoy shopping knowing that your rate is well below the national average, so you can pay it off faster!  There’s no penalty rate or over-the-limit fee! Definitely something worth asking Santa for!

Download an Application today and bring it to any branch.

Christmas Club Savings:

Want to avoid stress next holiday season? Take a look at our Christmas Club Savings Account! Pair monthly savings in this account with your 2017 Holiday Loan payment and you can pay off your loan while making sure you are more prepared for next year.

For example, if you borrow $2,000 at 5.75% APR, your payments would be $171.45. Set up to automatically have $250 set aside ($171.45 for your loan payment, the rest at $78.55 into your Christmas Club Savings) AND you’ll have over $785 ready for NEXT Christmas! Watch your savings and interest go up while the days to Christmas count down!

Open your Christmas Club Savings at any branch.