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September 22-28, 2024 7 Days & 6 Nights $1,638.00 per Person, Double Occupancy $2,297.00 per Person, Single OccupancyPackage includes: 6 nights lodging, including overnights & 3 nights at the Murray Hotel 6 Breakfasts 1 Lunch 4 Full course dinners, including...

This year we wanted to try something new! We will be having our first-ever Fall Festival at the Hiwassee Meadowland Park Calhoun, on October 13, 2023, from 5 pm to 8 pm. There will be carnival games, a bounce house, a slide, vendors, and snacks! Costumes are welcome!...

Any graduating senior who is a member-owner before March 1st of the year they graduate is eligible to apply for our $2000 College Scholarship. Applicants must submit application and all requirements before July 1st. Requirements:- Grade transcript from senior year of...

Ready for an easier way to manage your cards? Our upgraded mobile app puts more control, convenience and safety in your hands. From instant card activations to clearer merchant transaction info to robust fraud protections, now you can do even more from one convenient place.

While you’ve probably heard about credit card balance transfers, you may be unsure how they work and the associated benefits. If you carry multiple loans or credit card balances, a balance transfer credit card may be a good option for consolidating debt and...

Bring small and medium new toys to any branch to help us celebrate Christmas in August with the Bowater Goodfellows!  All toys will be gathered from the branches after August 31 and distributed by Bowater Goodfellows this Christmas to deserving children. The mission...

To our members, thank you for your dedication to YOUR Credit Union! You take pride in the Credit Union that YOU own, and for that, we are extremely grateful. Without you, we would never be able to achieve the awards that we do. To our staff, thank you for your...

Our Core Service provider, Fiserv, will conduct an extended maintenance window Sunday, July 10 from 2am to 2pm EST. During that window, members will be unable to log in to myBRANCH online and the Mobile App. We are very sorry for the long duration of inaccessibility;...

Bowater Credit Union is sponsoring the 2022 Duck Race for Charities! This year's race will take place on Saturday, July 23rd at 9am a the Hiwassee Blueway as part of the Calhoun Rivertown Festival. Donate $2 for a duck.  If your duck crosses the finish line first,...

With home prices rising steadily, many homeowners are asking whether or not they should refinance their mortgage. Sure, it’s a great time to lock in a lower interest rate on your loan, but let’s have a look at some other reasons why refinancing your mortgage might be...

Juneteenth National Independence Day is a federal holiday in the United States commemorating the emancipation of enslaved African-Americans. Originating in Galveston, Texas, it has been celebrated annually on June 19 in various parts of the United States since 1865....

If your teen is graduating high school this spring, you probably have a lot on your mind.  So here's one thing you might not have considered: Have you taught your grad to manage credit? Whether they are moving out, heading to college, or living at home, your teen is...

After 36 years of distinguished service to Bowater Credit Union, Mortgage Loan Manager Gayle Taylor has announced plans to retire – her last day at the credit union will be Friday, May 20th. A drop-in reception to celebrate Gayle will be held Friday, May 20th from 1pm...

CALHOUN - Bowater Credit Union Member Cheyenne Whitehurst has won a $1,000 Pay It Forward prize for one of her favorite non-profits doing good in our area, Athens-McMinn Family YMCA. Bowater Credit Union asks its members to nominate their favorite non-profit helping...

You could win one of 10 $1,000 prizes in our Spring Sweepstakes! Spring is the perfect time to clean up your finances and give them a fresh start. Did you know you can manage most banking tasks anywhere and anytime from your myBRANCH and or app? AND, as part of our...

First-time homebuyers have their work cut out for them in the current real estate market. From metropolitan areas to smaller cities, prices are higher than ever. Despite this unprecedented appreciation, homes are still selling at record paces with many listings flying...

All members enrolled in eStatements as of April 30, 2022 will be entered to win $100.  How do I enroll in eStatements? Log in to myBRANCH (through your web browser, not the app) and click the "eStatements" link on the Account page. Besides a chance to win money, WHY...

Pictured left to right: Brad Alexander, Bowater Hardwick Farms Branch Manager; Rev. Dave Whaley, Bowater CU Member; Donna Calhoun, Santa’s Angel Youth Director; Kay Green, Benton United Methodist ChurchCALHOUN – Bowater Credit Union Member Dave Whaley has won a $1,000...

Please note the addition of the following fees:Mailed Statement Fee: $2 per mailed statement if the member is enrolled in myBRANCH online banking. The purpose of this fee is to pass through the cost of mailing a statement when the member has free access to eStatements...

All branches will open at 10am on Friday, January 7th.  Stay safe and warm in this winter weather!

Due to winter weather, our Athens Branch Drive Thru will close at 5pm on Thursday, January 6, 2022.  The lobby will also close at 5pm, as usual.

All members enrolled in eStatements as of February 28, 2022 will be entered to win $100.  How do I enroll in eStatements? Log in to myBRANCH (through your web browser, not the app) and click the "eStatements" link on the Account page. Besides a chance to win money,...

In response to the recent announcement of indefinite idling of pulp and paper operations at Resolute Calhoun, we would like to make sure our members know that Bowater Credit Union is here to be a partner through this difficult time. The credit union has established...

Financial literacy is important to making smart financial decisions. But if you’ve never had a credit card before, you may not know the best ways to use them.  We are here to help with this quick guide to credit cards and smart credit card usage. Keep reading to learn...

Pictured Left to Right: Ministry Director Tanya Murphy, Bowater CU Member Cheyenne Whitehurst, and Bowater CU Athens Branch Manager Tiffany Wilson stand in front of the van the ministry uses to provide transportation to their ministry meals.CALHOUN – Bowater Credit...

Thank you so much for being a member-owner!! We're excited to celebrate outside in front of all our branches this year! Stop by any branch on October 21st during regular business hours and let us thank you for being a member-owner. There will be a tent out front full...

Join us for our 🧛‍♂️ SPOOKTACULAR 🧟‍♂️ KidZone Annual Halloween Party! Things are a little different this year but we know we can still have so much fun with all you boys and ghouls this year at our Annual Halloween Party Stop by our Calhoun Branch Friday October 29th...

Do you know how to use a credit card to build credit? It’s one of the oldest tricks in the book!  Getting a credit card and using it regularly and responsibly is one of the quickest and most effective ways to build or rebuild your credit. Read below for some good...

Pictured Left to Right: Tiffany Wilson, Bowater Credit Union Athens Branch Manager; Stephanie McGreevy, WATW Program Director; Robin Nation, WATW Executive DirectorCALHOUN – Bowater Credit Union Member Stephanie McGreevy has won a $1,000 Pay It Forward prize for her...

It's easy to set up automatic payments for your loan, even if you want to make payments from an account at another financial institution. The payments are made by ACH transfer, which means you'll need to have the account number of the account you want to make the...

Anniston Mullinax of Rossville, Georgia has been selected as this year’s recipient of Bowater Credit Union’s Annual $2,000 College Scholarship. In order to receive this scholarship, Anniston competed against many other students who were evaluated based on grades,...

Retired Bowater Credit Union CEO Denley Hines was celebrated at the 2021 Annual Convention with induction into the Tennessee Credit Union Hall of Fame. The Hall of Fame was created by the Tennessee Credit Union League to honor those in the credit union movement who...

Are credit cards or debit cards safer online? Whether using a debit card or credit card there are two laws in place to protect you. Debit card transactions are protected by the Electronic Funds Transfer Act (EFTA) and credit cards are protected by the Fair Credit...

Thank you for voting your credit union as the BEST OF THE BEST in both the Daily Post Athenian and the Cleveland Daily Banner, and for nominating us for the News 12 Now Viewer's Choice Awards. Thanks to your voting, our team was recognized with the following readers...

July is here, and although we love the fireworks and cookouts, Bowater Credit Union is already waiting in anticipation for this fall’s Member Appreciation Day! We have received tons of  t-shirt designs this year that have exceeded expectations and we are excited about...

$178 per person, double occupancy. Tuesday October 12 - Wednesday October 13 (SOLD OUT!) Tuesday October 19 - Wednesday October 20 DEPART CLEVELAND, TN 8AM Day 1: Board your spacious video and restroom equipped Motorcoach and set off for Grand Rivers, Kentucky - home...

Rates as low as 1.99% APR up to 72 months Get an auto loan with Bowater Credit Union and you can enjoy rates as low as 1.99% APR and no payment for 90 days.  You have to have reliable transportation, and that means you have to have an auto loan.  But with a loan from...

Bowater Credit Union Member Survey results show that members have maintained high levels of satisfaction and loyalty, and an increasinly choose Bowater Credit Union as their Primary Financial Institution. Every four years Bowater Credit Union hires an independent firm...

Combine your design skills with your love of Bowater Credit Union to create the perfect Member Appreciation Day T-shirt! This Member Appreciation Day we’ll be giving away hundreds of T-shirts as a “thank you” gift for our members. We want help designing a shirt that...

If you take out a personal loan, your lender will give you a document listing its terms and conditions. You will want to keep this document for future reference because it contains important information on the details of the loan. If you have a question, there’s a...

Needing access to some of that money you set to the side? Until the end of May you can enjoy Penalty Free Early CD Withdrawals.  Withdraw any CD penalty-free, even if the term isn’t complete. We hope the opportunity to access your money without concern for penalties...

Be entered to win one of 10 $1,000 prizes! Spring has sprung! And what better time to tidy up and organize your banking routine, improve financial health and potentially get rewarded for it! For every new qualifying transaction made during our Spring Sweepstakes,...

Pictured left to right: Meggan Casey, Member Service; Patti Brand, Member; Brad Alexander, Branch Manager; Andria Eldredge, Member Service.Congratulations to this year's $500 Pot O' Gold winner, Patti Brand! Patti has been a member-owner of Bowater Credit Union for...

What is a HELOC? A HELOC - pronounced "Hee-Lock" - is a Home Equity Line of Credit. You are borrowing against the value if your house (like a mortgage), but can access as much or as little of the amount you are approved for as need (like a credit card). Want to learn...

Bowater Credit Union Member Amanda Rogers has won a $1,000 Pay It Forward prize for her favorite non-profit doing good in our area, Wild River Retreat.  Bowater Credit Union has asked its members to nominate their favorite non-profit helping people in the counties...

Millions of Americans will be receiving another stimulus check from the federal government as part of the 2021 American Rescue Plan to help with economic difficulties caused by the pandemic. We know there will be questions. How much will you get? When will the payment...

Digital fraud is common and constantly evolving. In fact the increased hardship many are experiencing from the Covid-19 pandemic has lead to a now popular scheme "Unemployment Insurance Fraud". Unemployment Insurance Fraud is when someone uses your personal...

In order to provide a safe and comfortable outdoor event, the 2021 Annual Meeting of Member-Owners will be on Monday, May 24th at the Hiwassee Meadowlands Park in Calhoun, Tennessee. Join us 6pm under the Pavilion that offers shade for up to 250 people.  We look...

Web browsers have something called a "data cache" that stores quick information about websites to give you a faster browsing experience. Unfortunately due to the three-day outage of myBRANCH, many members browsers stored "bad information" in their data cache which has...

Bowater Credit Union has partnered with Main Street Member Services to offer our members a new variety of check options, and at a lower cost! There are over 60 styles to choose from at a much lower cost, higher quantity, and with faster shipping too. Check reorders...

Update 2/8/2021: More members have been receiving letters and "checks". This scam is ongoing; read below to ensure you don't fall victim! Multiple members have brought in checks they received in the mail claiming to be payment for an "Auto Wrap Campaign". The members...

If you're carrying a balance on a high rate credit card, the new year is a great time to make the switch to the ScoreCard Rewards VISA.  We offer no balance transfer fee, which means there's no cost for you to switch to a card available right here through your credit...

2020 is behind us and there’s hope for better times ahead. Throughout the pandemic and the various changes it brought, Bowater Credit Union offered a variety of flexible options to make things easier, including special loan offers, waiving fees, and more. We’re happy...

Bowater Credit Union Collections Specialist Amanda Pettit has passed her final exams to achieve Certified Credit Union Financial Counselor (CCUFC) designation. Certification is an accomplishment she achieved through the CUNA Financial Counseling Certification Program...

After nearly eighteen years of service to members and coworkers, Gayle Davis is retiring from Bowater Credit Union on January 4, 2021. Gayle has benefited the credit union in multiple roles during her time at the credit union. Many members will know her from her days...

Life gets busy, and having too many loan payments to keep up with is a problem you can fix with loan consolidation. Consider these options: ScoreCard Rewards VISA Credit Card: If you have multiple credit card bills, consolidate them onto one card. Unlike other cards...

Bradley County Schools will host a donation event to help the Meigs County Schools families affected by the fatal bus accident that took place on Oct. 27. A head-on collision involving a Meigs County Schools bus and a utility vehicle on the 7700 block of Highway 58...

Do you have a car loan somewhere besides Bowater Credit Union?  Refinance your loan to us and you'll enjoy no payment for 90 days.  That means three months without a car payment - and wouldn't that be nice during the busy holiday season! There’s no application fee and...

Can you tell when it's not Mayfield Milk?  We thought so. Do you call the Walmart that's been there more than ten years "the new Walmart"? Us too. Do you need to make sure people know whether you're a Cherokee or a Charger?  Of course, it's important information...

Apply Now to Earn Rewards with your Holiday Shopping! Apply now for a ScoreCard Rewards VISA Credit Card and you'll have your card and number ready to go when it's time to shop for the holidays. You can find an application in branch, or apply online...

Bowater Credit Union Member John Corum has won a $1,000 Pay It Forward prize for this favorite non-profit doing good in the five counties eligible for credit union membership, Family Resource Agency. Bowater Credit Union has asked its members to nominate their...

"[A mortgage] is a big financial decision and I love being a helpful part of it."  Loan Officer Nikki Black has been a familiar and welcoming face at our King Street Branch in Cleveland.  As of this fall, she is now expanding her talents and serving members out of our...

myBRANCH was updated on August 27 - it has a new, modern, easier-to-use interface and has up-to-date security to back it up! Our favorite review described the new layout by saying "it's like putting on glasses"! Another exciting feature of myBRANCH is your ability to...

The 2020 Annual Meeting of Member-Owners will be held on Monday, September 28 at 6pm at the City Park in Charleston, Tennessee.  (Right across Worth Street from Charleston City Hall, 126 Worth St NE, Charleston TN 37310.) In most years the Annual Meeting includes food...

You can borrow for your car or truck at Bowater Credit Union and as of September 14, 2020, enjoy rates as low as 1.99% APR for up to 72 months!  That means payments as low as $14.75 per $1,000 borrowed.  And right now you can also enjoy no payment for 90 days. That...

If you use myBRANCH on your desktop, laptop, or through your mobile browser, get ready for a new look inside myBRANCH!  You'll find all the same features, but notice a simpler, updated design. Changes and updates are necessary to stay current with technology and...

Denley Hines, President/CEO of Bowater Credit Union, headquartered in Calhoun, Tennessee announced his retirement effective September 1, 2020. Denley has been serving the credit union movement for 44 years, the last 20 as President/CEO of Bowater Credit Union. During...

Mollie Farris of Cleveland, Tennessee, has been selected as this year’s recipient of Bowater Credit Union’s Annual $2,000 College Scholarship. In order to receive this scholarship, Mollie competed against many other students who were evaluated based on grades, school...

July is here, and although we love the fireworks and cookouts, Bowater Credit Union is already waiting in anticipation for this fall’s Member Appreciation Day! We have received many t-shirt designs this year that have exceeded expectations and we are excited about our...

Refinancing is simply paying off your current loan with a new loan. This does not change the amount you owe but it can bring you some nice benefits like lowering your interest rate, lowering your monthly payment, OR often times both.  With interest rates falling this...

Combine your design skills with your love for Bowater Credit Union to create the perfect Member Appreciation Day T-shirt! This Member Appreciation Day we'll be giving away hundreds of t-shirts as a "thank you" gift for our members. We want your help designing a shirt...

What is Mobile Wallet? It's a virtual wallet - an App on your phone that stores your Debit Card and Credit Card information right on your phone. When you pay at the register, instead of getting your debit card out of your wallet, inserting or swimping, and touching...

Updated 3/31/2021.  Part of our Credit Union Mission includes educating members to make better financial decisions.  We are here for you and here to serve you always, including during the Coronavirus Pandemic.  Please follow the links below for useful resources for...

Congratulations to this year's $500 Pot O' Gold winner, Milton Palmer! Milton and his wife, Mary Lou, have been loyal members for many years.  When told about their prize they exclaimed that they've won smaller prizes at our Annual Meeting over the years, but never a...

The Consumer Financial Protection Bureau (Bureau) has recently released several resources to help consumers take steps to protect their finances during the COVID-19 pandemic, including how to avoid financial scams and submit complaints to the Bureau. “During this...

Bowater Credit Union’s Annual Meeting, which was scheduled for March 23, has been cancelled. With the continued reduction in the Center for Disease Control and Prevention recommendation on the size of public gatherings, the Board has determined the cancellation to be...

Bowater Credit Union's Coronavirus Disease (COVID-19) ResponseUpdated 2/1/2021 As the coronavirus threat continues to evolve, we are taking proactive precautions to maintain service while keeping employees and members safe. Our Operations Bowater Credit Union's top...

Whether you are on your phone, tablet, laptop, or desktop computer, you'll enjoy these convenient options found inside the Self-Service Tab, under Member Requests in myBRANCH:  Make a Loan Payment from any account anywhere.                                            ...

Sudden snow can make traveling to a branch unsafe. So how do you make a deposit or get cash? Current concerns over the Coronavirus remind us to stay home when we're sick.  How can you pay your bills or make a deposit? Severe weather can damage your home, which means...

We have had multiple members report receiving a phone call that appeared on the caller ID to be from 423-336-7268, which is the credit union's main number.  The caller claimed to be from the credit union and claimed to be issuing the member a new debit card due to...

CALHOUN – Bowater Credit Union Members Joyce Johnson and Bill Luecken have each won a $1,000 Pay It Forward prize for their favorite non-profits doing good in the five counties eligible for credit union membership, Isaiah 117 House and McMinn Co. Amateur Radio Club...

Congratulations are in order! Long-time employee Tonsie Maxwell is retiring from Bowater Credit Union. All members are encouraged to drop in to the Calhoun Branch on her last day, Wednesday, January 15, to offer their congratulations and swap stories. Tonsie began her...

Like many Americans, Aaron Cole and his wife had been able to save up a nest egg through the rising value of their home. But after six years there and the births of their two children, the Oregon couple decided to sell and use the equity they had built up to purchase...

 Black Friday is just around the corner and we all know how hectic and overwhelming it can be, so we hope this short list of tips can help at least a little! Make your wish list. Your goal should be to buy just the items on your list at the lowest possible price....

Bowater Credit Union Members John and Jill Griffey have won a $1,000 Pay It Forward prize for North Lee Elementary PTO. “All seven of our children attended North Lee Elementary . . . We know first hand how diligently and successfully their PTO has supported North Lee...

Join us for our🧟‍♂️SPOOKTACULAR🧟‍♀️ KidZone Annual Halloween Party! Stop by our Calhoun Branch October 25th between 7:30 am - 5:30 pm to enjoy popcorn🍿, cotton candy, and ghostly👻 festivities. It's going to be a 😱FRIGHTFULLY😱 good...

People Helping People Credit Unions are all about "people helping people," and Bowater Credit Union has joined Credit Unions for Kids to work with other Credit Unions across the nation to support local children's hospitals through Children's Miracle Network Hospitals,...

Not looking to move, but interested in low mortgage rates?  Reasons to refinance: Switch from an adjustable rate to a fixed rate, Change from one adjustable rate to another to lower your monthly payment.  Reduce you interest rate and your monthly payment. Build equity...

Know what you can afford. Consider both your income and debt and see what amount you would feel comfortable with. Use mortgage calculators where you can put in your income and see suggestions for home amount and expected monthly payments. Compare down payment options....

If you were affected by the equifax breach in 2017 that included and estimated 147 million Americans, you can now file a claim for compensation. You will receive free credit monitoring OR $125 if you already have credit monitoring in place. Additional damages can be...

A Cleveland, Tennessee resident was recently the target of a scam based on fear: She had a message on her voicemail  that mentioned Social Security, and told her if she didn't call them back in a timely manner she would be arrested. Upon calling them back, she spoke...

Mikayla Beasley of Cleveland, TN, has been selected as this year's recipient of Bowater Credit Union's Annual $2000 College Scholarship. In order to receive this scholarship, Mikayla competed against many other students who were evaluated based on grades, school...

June 2019 marked 85 years of the Federal Credit Union Act, which was signed by President Roosevelt in 1934. The act empowered all 50 states to authorize federally chartered credit unions. In honor of the anniversary, www.mycreditunion.gov honored the financial...

This years Calhoun River Town Festival's Duck Race for Charities event was nothing short of quacktastic and that is thanks to the all the wonderful people who donate both their time and money. Thanks to all the generous donations we were able to raise $1,737! The...

When you are looking for a new ride a low interest rate is definitely something worth getting excited about! AND your interest rate can vary greatly depending on the institution you borrow from, your credit score, your term length, and more. Term Length               ...

“Unless someone like you cares a whole awful lot, nothing is going to get better. It’s not.”  These famous words from Dr. Seuss’s Lorax hold a special place at the new Boys & Girls Club in Meigs County, they are printed right on the wall.  And two people who care...

What is a HELOC? A HELOC - pronounced "Hee-Lock" - is a Home Equity Line of Credit. You are borrowing against the value if your house (like a mortgage), but can access as much or as little of the amount you are approved for as need (like a credit card). 70% for Home...

Congratulations to this years Pot O' Gold winner, Robert Bressler! After hearing good things about Bowater Credit Union for years, Mr. Bressler decided to give us a shot and has now been with us for several years. When asked what he would do with the money he quickly...

This is the year to ditch the floats and get the boat you have always wanted!  New Boat You can choose fixed-rate financing for 36 or 60 months and pay no money down. Or, you may elect to take avantage of our 72-month variable-rate loan if your boat is valued at...

Bowater Employees Credit Union member Tammy Johnson has won $1,000 from Bowater Credit Union to her favorite non-profit, Habitat for Humanity of Cleveland, TN.     Bowater Credit Union has asked its members to nominate their favorite non-profit helping people in...

Know what you can (and should) afford Ideally, your car payment will be less than 10% of your take-home pay. Talk to a loan officer at the credit union before you shop to find out what amount you are pre-approved for.  Shop and test-drive Once you know how much you...

Your credit union is making a conscious effort over the next few months to verify your address, phone numbers, and get updated photo identification scanned into our system.  We apologize for the inconvenience, but we're excited to be maintaining high levels of...

If you love Bowater Credit Union, it's time to tell your friends and neighbors they can join and you'll both get rewarded! Refer someone to Bowater Credit Union in February, and as long as they join and open at least two qualifying accounts, and keep them open for 90...

When Collections Specialist Amanda Pettit considers options for a repossessed vehicle, she always works to reduce expense to the membership and the hardship on the member who purchased the vehicle. Recently, Amanda was faced with two vehicles that needed a large...

Several members have reported receiving calls to their cell phone from someone who claims to be with Microsoft.  The scammers are asking the victims to agree to charges.  These calls are not from Microsoft; they are scammers attempting to gain personal information...

Your credit union has partnered with Cleveland Utilities to install a 24-hour access Payment Kiosk at our Hardwick Farms Branch. If you are a Cleveland Utilities customer, you can use cash or card to pay your bill, anytime day or night right at our Hardwick Farms...

If you find yourself with far too many loan payments to keep up with you may want to look into consolidating that debt.  Debt consolidation is just simply combining multiple balances into one loan so you just have one payment! Credit Cards are a great example: If you...

More than 60% of people surveyed by the National Retail Federation requested a gift for the 2016 holiday season, equaling an estimated $24.78 billion. An estimated $45.7 billion is estimated to be floating around on unused gift cards since 2005. If you are...

The 6th Annual Relay for Life Monster Run 5k was held on Saturday, October 27th.  Thank you to all our runners and volunteers who came out for this fun fundraising event!

One of the benefits of banking with a credit union is knowing that we exist to serve the membership. It is with that spirit that we offer the Holiday Loan each year from October 15 through December 31. With this limited-time loan you can borrow up to $2,000 at a...

Local service, local decisions. When you get a 7/1 Fixed to Adjustable Mortgage at Bowater Credit Union, you get a loan that is evaluated locally, and kept locally for the life of the loan. That means you can really talk to your mortgage loan officer about...

You trust your credit to make products and services available to help you do more with what you have. That’s why we’ve joined with the TruStage Auto & Home Insurance Program through Liberty Mutual Insurance. This program can provide discounted rates...

Each year The Daily Post Athenian presents a salute to young adults striving to make a difference in their careers and communities.  This year, Erin Blankenship, Calhoun Branch Manager, was selected as an honoree.  The honored individuals "have chosen to...

Jasmine Ngo of Cleveland, Tennessee, has been selected as this year’s recipient of Bowater Credit Union’s Annual $2,000 College Scholarship. In order to receive this scholarship, Jasmine competed against many other students who were evaluated based on grades, school...

  On July 14th, 2018, the River Town Festival in Calhoun, TN hosted Bowater Credit Union as we held the first Duck Race for Charities event, which went incredibly well thanks to the people who donated their time and money to make such a memorable...

It's no surprise that scams exist and are a part of the world that we live in. Did you know that scams, which are "a dishonest scheme" to take your money without you knowing it, affect millions of people each year? We make it our mission to educate people...

CALHOUN – Bowater Credit Union member Deanna Hitch has won $1,000 from Bowater Credit Union to her favorite non-profit: Junior Achievement of the Ocoee Region.   Bowater CU has asked its members to nominate their favorite non-profit helping people in the counties...

To our members, thank you for your dedication to YOUR Credit Union! You take pride in the Credit Union that YOU own, and for that, we are extremely grateful. Without you, we would never be able to achieve the awards that we do. To our staff, thank you for your...

Ginger Carter, Chief Operations Officer and Vice President of Branch Operations at Bowater Credit Union, recently attained the honor of graduating from Southeast CUNA Management School. Since the school’s opening class in 1970, the school has graduated...

Going on a road trip is a great way to see new things at your own pace and create your own kind of journey. While a road trip may sound inexpensive like all vacations if don't plan right it can become pretty pricey. One great way you could have extra for your road...

Sadly there are a lot scams going around these days. We want to make sure you are prepared in case someone tries one on you. A popular tactic for fraudsters is to send out bad checks to people and then ask them to wire part of it back and to keep the rest....

Many people buy cars in the spring, using their tax refund as a down payment. Your low-rate loan from Bowater Credit Union will help keep your teen's car payment low, but don't forget to calculate the cost of vehicle insurance. Some factors that affect...

With every payment you make towards your mortgage, you build equity in you home. AND you can use that equity to help finance some of your dreams! A Home Equity Line of Credit, or a H.E.L.O.C. (pronounced /hee-lock/), is a loan in which the lender agrees to...

Bowater Credit Union member John Duggan has won $1,000 from Bowater Credit Union to his favorite non-profit: Charleston/Calhoun Hiwassee Historical Society. "The CCHHS is located in the Bradley and McMinn county area, but it is for all citizens young and...

Unless you’re an accounting major, filing taxes may not be your idea of a good time. But if you don’t file, you may end up leaving a lot of money on the table. If you’re going to file taxes for the first time this year, here are a few tips to make this...

Sometimes it feels like you need thousands of dollars to move the needle on your finances even a little bit. So if you find yourself with a few hundred dollars-- say from a tax refund or anything unexpected-- the temptation to spend it can be great! Often...

With the shift to EMV chip cards there has also been a shift to what is called a shimmer. A "Shimmer" is just an evolved version of ATM skimming.  It is a slim card-shaped device that is wedged or shimmed into the card reader between the chip on a card and...

Are you paying too much on your auto insurance? Switching to a different provider may save you lots of money! Many of us stay with the same provider for years because we do not want to deal with the hassle of switching. This is understandable because life...

Bowater Credit Union has partnered with Turbo Tax to help our members when filing their 2018 tax returns. Turbo Tax is a fast and easy way to prepare and file tax returns. It has all the tax knowledge for you and will walk you step-by-step through your return. If you...

If you find yourself with far too many loan payments to keep up with you may want to look into consolidating that debt.  Debt consolidation is just simply combining multiple balances into one loan so you just have one payment! Credit Cards are a great example: If you...

Bowater Credit Union member Melba Baumuller, and Bowater CU account owner Cheryl Bressler have each won $1000 from Bowater Credit Union to their favorite non-profit: American Auxiliary Unit 81 and Kairos Prison Ministry, respectively. Bowater CU has asked...

Credit Union Members – It’s the holiday season! All things may be merry and bright, but online and in-person scams are not. We want to equip you so that scammers don’t take away your Christmas spirit! CUNA Mutual Group is here to help prepare for the holiday scams.

Bowater Credit Union member Lori Freeman has won $1,000 from Bowater Credit Union for her favorite non-profit, The Manna Kitchen.  This prize was awarded through the Pay It Forward program. Each year, Bowater Credit Union asks its members to nominate their...

The Tennessee Credit Union League (TCUL) has embraced the holiday season. On Friday, November 17, credit unions across Tennessee teamed up to gift shoppers with free groceries in preparation for Thanksgiving. Locally, this act of kindness was expressed at...

Charles Lachlan Baker of Riceville, Tennessee, has been selected as this year’s recipient of Bowater Credit Union’s Annual $2,000 College Scholarship. In order to receive this scholarship, Charles competed against many other students who were evaluated...

What happened? Equifax, one of the three major credit bureaus, has acknowledged a breach of their data.  As a credit bureau they stored information that, in the wrong hands, can be used for identity theft: Names, addresses, social security numbers, account...

Payments will come out faster Soon, there will be a change to the way electronic payments, also known as ACH debits, are processed by the Federal Reserve. Starting September 15, 2017, the Federal Reserve will begin processing most ACH debits the same day...

CALHOUN – Bowater Employees Credit Union member Winona K. Pless, has won $1,000 from Bowater Credit Union to her favorite non-profit, McMinn County Education and Community Foundation (MCEF), where she also serves on the Board of Directors....

CALHOUN – Bowater Credit Union account owner Joyce Johnson, has won $1,000 from Bowater Credit Union to her favorite non-profit: Foundation House Ministries. Bowater Credit Union has asked its members to nominate their favorite non-profit helping people in the...

For borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and...

Bowater Credit Union has once again won the title of Top Financial Institution in Junior Achievement's Bowl for Education!  To earn the honorific of "Top Financial Institution" your bank or credit union must raise the most money as a company.  Through the power of...

Bowater Credit Union member Blanche Landers won this year's $500 Pot O' Gold! Every member who is age 50 or better and has a checking account at Bowater Credit Union is automatically entered.  Other benefits of Gold Interest Checking include free checks once a year...

CALHOUN – Bowater Employees Credit Union member Devin Caylor actively prevented fraud on his debit card by signing up for, and paying attention to, VISA Purchase Alerts, a free service. Mr. Caylor received a text alert for a purchase of $99.58 at a Florida store.  He...

Bowater Credit Union Branches put the fun in fundraiser as they hold bake sales and sell raffle tickets at each location. All the proceeds will go directly to Junior Achievement. Raffle tickets are $5, tax deductible and can be purchased at any of Bowater Credit...

Bowater Employees Credit Union member Cynthia Lynn, and Bowater CU Member Jim Haney have each won $1,000 from Bowater Credit Union to their favorite non-profits: Blythe Boys and Girls Club and Veterans of Foreign Wars Post 5146 Athens, respectively. Bowater CU has...

Every year, Bowater Credit Union offers a $2000 scholarship to one lucky member. They will receive $500 every year, totaling $2000. The scholarship is awarded to one qualified student based on grades, community involvement and a 1-2 page essay submission. If you are a...

CALHOUN – Bowater Employees Credit Union member Chanda Phillips actively prevented fraud on her debit card by signing up for, and paying attention to, VISA Purchase Alerts. Phillips was working from home with her phone in her hand when she saw a VISA Purchase Alert. ...

The Etowah ATM was heavily damaged early this morning.  The person responsible has been apprehended.  No money was lost.  The ATM will be unavailable until further notice. In Etowah and need to make a withdrawal from your Bowater Credit Union  Account? Nearest...

Just in time for the holidays, your credit union offers the Holiday Loan at a special low rate. Borrow up to $2,000 with rates as low as 5.75% APR!