Credit Union Members – It’s the holiday season! All things may be merry and bright, but online and in-person scams are not. We want to equip you so that scammers don’t take away your Christmas spirit! CUNA Mutual Group is here to help you be on the lookout for the holiday scams.
Here are 8 ways CUNA says you can prevent a scam from happening to you:
- Sign-up for transaction alerts if offered, if not stay on top of your transactions by monitoring your account closely and report suspicious activity to the credit union immediately.
- Think before you click! And, this doesn’t just pertain to emails, be weary of online ads, applications, eGreeting cards and much more. Cybercriminals mimic legitimate content making it difficult to detect, so lookout for slightly altered URLs.
- Don’t trust a site or name you don’t know and don’t fall for the too good to be true prices.
- Use payment methods that offer tokenization. Many mobile wallets offer mobile, online and in-person settings that include tokenization.
- Have unique, complex passwords for sites that store your information and change your passwords frequently.
- Be cautious of the charities you are giving to online, in-person, and over the phone. Avoid donating to collection boxes and via phone and inquire the charity name and find them online.
- Ensure home computers, laptops, and tablets are protected with antivirus, anti-spyware and a firewall.
- Look for ATM and gas pump tampering, skimmers, or shimmers. Do not use the ATM or gas pump if you suspect tampering.