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How Many Credit Cards Should You Have?

Credit cards are easy to apply for and convenient to use—so convenient that most people now carry three or more cards. But how many credit cards should you have? Let’s take a look at the financial implications of owning multiple cards and consider some tips for...

Guide to Credit Card APR [How it Works & More]

Credit card interest rates can be confusing. Determining the true cost of carrying a balance on your credit card depends on how often the interest is calculated—which may be daily. The following overview of credit card APR can be helpful in understanding how it works...