Patti Brand Wins $500 Pot O’ Gold Drawing
Pictured left to right: Meggan Casey, Member Service; Patti Brand, Member; Brad Alexander, Branch Manager; Andria Eldredge, Member Service.Congratulations to this year's $500 Pot O' Gold winner, Patti Brand! Patti has been a member-owner of Bowater Credit Union for...
HELOC for Home Improvements
What is a HELOC? A HELOC - pronounced "Hee-Lock" - is a Home Equity Line of Credit. You are borrowing against the value if your house (like a mortgage), but can access as much or as little of the amount you are approved for as need (like a credit card). Want to learn...
Member Amanda Rogers wins $1000 Donation for Wild River Retreat!
Bowater Credit Union Member Amanda Rogers has won a $1,000 Pay It Forward prize for her favorite non-profit doing good in our area, Wild River Retreat. Bowater Credit Union has asked its members to nominate their favorite non-profit helping people in the counties...
Questions About Your 2021 Stimulus Payment?
Millions of Americans will be receiving another stimulus check from the federal government as part of the 2021 American Rescue Plan to help with economic difficulties caused by the pandemic. We know there will be questions. How much will you get? When will the payment...
What happens if someone applies for unemployment with my name?
Digital fraud is common and constantly evolving. In fact the increased hardship many are experiencing from the Covid-19 pandemic has lead to a now popular scheme "Unemployment Insurance Fraud". Unemployment Insurance Fraud is when someone uses your personal...
Annual Meeting Date Change to Monday May 24, 6pm
In order to provide a safe and comfortable outdoor event, the 2021 Annual Meeting of Member-Owners will be on Monday, May 24th at the Hiwassee Meadowlands Park in Calhoun, Tennessee. Join us 6pm under the Pavilion that offers shade for up to 250 people. We look...
Clearing Your “Data Cache”
Web browsers have something called a "data cache" that stores quick information about websites to give you a faster browsing experience. Unfortunately due to the three-day outage of myBRANCH, many members browsers stored "bad information" in their data cache which has...
New Check Vendor: New Styles, Lower Cost!
Bowater Credit Union has partnered with Main Street Member Services to offer our members a new variety of check options, and at a lower cost! There are over 60 styles to choose from at a much lower cost, higher quantity, and with faster shipping too. Check reorders...
Scam Alert: “Auto Wrap Campaign”
Update 2/8/2021: More members have been receiving letters and "checks". This scam is ongoing; read below to ensure you don't fall victim! Multiple members have brought in checks they received in the mail claiming to be payment for an "Auto Wrap Campaign". The members...
ScoreCard Rewards VISA: No Balance Transfer Fee
If you're carrying a balance on a high rate credit card, the new year is a great time to make the switch to the ScoreCard Rewards VISA. We offer no balance transfer fee, which means there's no cost for you to switch to a card available right here through your credit...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…