Nikki Black Joins the HomeLoan Team
"[A mortgage] is a big financial decision and I love being a helpful part of it." Loan Officer Nikki Black has been a familiar and welcoming face at our King Street Branch in Cleveland. As of this fall, she is now expanding her talents and serving members out of our...
Customize your myBRANCH
myBRANCH was updated on August 27 - it has a new, modern, easier-to-use interface and has up-to-date security to back it up! Our favorite review described the new layout by saying "it's like putting on glasses"! Another exciting feature of myBRANCH is your ability to...
2020 Annual Meeting: Monday September 28
The 2020 Annual Meeting of Member-Owners will be held on Monday, September 28 at 6pm at the City Park in Charleston, Tennessee. (Right across Worth Street from Charleston City Hall, 126 Worth St NE, Charleston TN 37310.) In most years the Annual Meeting includes food...
No Payment for 90 Days, Rates As Low As 1.99% APR
You can borrow for your car or truck at Bowater Credit Union and as of September 14, 2020, enjoy rates as low as 1.99% APR for up to 72 months! That means payments as low as $14.75 per $1,000 borrowed. And right now you can also enjoy no payment for 90 days. That...
A New Look for Full Site myBRANCH Coming Aug 27
If you use myBRANCH on your desktop, laptop, or through your mobile browser, get ready for a new look inside myBRANCH! You'll find all the same features, but notice a simpler, updated design. Changes and updates are necessary to stay current with technology and...
Denley Hines to Retire, Matt Holden Named CEO
Denley Hines, President/CEO of Bowater Credit Union, headquartered in Calhoun, Tennessee announced his retirement effective September 1, 2020. Denley has been serving the credit union movement for 44 years, the last 20 as President/CEO of Bowater Credit Union. During...
Mollie Farris Wins Annual College Scholarship
Mollie Farris of Cleveland, Tennessee, has been selected as this year’s recipient of Bowater Credit Union’s Annual $2,000 College Scholarship. In order to receive this scholarship, Mollie competed against many other students who were evaluated based on grades, school...
👕T-shirt Contest👕 | TIME TO VOTE🗳✔👍
July is here, and although we love the fireworks and cookouts, Bowater Credit Union is already waiting in anticipation for this fall’s Member Appreciation Day! We have received many t-shirt designs this year that have exceeded expectations and we are excited about our...
New App Now Available!
The new mobile app is now available in the App Store and Google Play - just search for "Bowater Credit Union". You'll find a simplified, modern and user-friendly look and feel, and a more reliable interaction with all devices. Logging in with Face ID or your...
Should I Refinance My Auto Loan?
Refinancing is simply paying off your current loan with a new loan. This does not change the amount you owe but it can bring you some nice benefits like lowering your interest rate, lowering your monthly payment, OR often times both. With interest rates falling this...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…