Tricks to Paying Off Credit Cards Faster
It can be easy to push aside credit card debt and pretend it doesn’t exist – but facing credit card debt head-on is the best way to truly tackle it. If you're wondering how to pay off credit card debt fast, our guide is here to give you eight simple tools to get your...
5 Different Credit Cards [& How to Choose]
Credit cards come in many different flavors with plenty of options to choose from. Let’s look at seven different types of credit cards and how each kind might fit your wallet. Smart Swiping: How 5 Credit Card Types Work For You Like ketchup, credit cards come...
KidZone Halloween Party 2022
Join us for our 🎃 SPOOKTACULAR 💀 KidZone Annual Halloween Party! Dying to have fun? Stop by our Calhoun Branch Friday October 28th between 8 am – 5:30 pm Come trick or treat yourselves to snacks and other ghostly festivities! 👻 It’s going to be a great time! I can...
Bowater Credit Union Donates $1,000 to Love Thy Neighbor Project
Pictured Left to right: Jordan Haugen, Bowater CU Athens Branch Manager; Blake McCaslin, TWU Vice President for Advancement; Tracey Hennessee, TWU Advancement Coordinator; Brittany Berry, Bowater CU Member and LTNP Community Relations and Fundraising Coordinator;...
Member Appreciation Day 2022 ☕🍩🌭💰
The third Thursday of October is always Member Appreciation Day! A day to celebrate all of you - our member-owners! Stop by any branch on October 20th during regular business hours so we can say thank you. There will be smiling faces ready to hand out: Donuts and...
Mobile App Upgrade Coming September 13th
Ready for an easier way to manage your cards? Our upgraded mobile app puts more control, convenience and safety in your hands. From instant card activations to clearer merchant transaction info to robust fraud protections, now you can do even more from one convenient place.
How to Maximize Credit Card Rewards
Your credit card is more than just a great way to manage spending. Choosing a rewards card will earn you points or cash back on everyday expenses. Here’s how to maximize credit card rewards to make every swipe count. Plastic Perks: Maximizing Credit Card Rewards Are...
Kendall Heath Wins Annual $2,000 College Scholarship
Kendall Heath of Englewood, Tennessee has been selected as this year’s recipient of Bowater Credit Union’s Annual $2,000 College Scholarship. In order to receive this scholarship, Kendall competed against many other students who were evaluated based on grades, school...
Larae Graves Hired As Vice President, Lending
Bowater Credit Union is pleased to announce the hiring of Larae Graves as Vice President of Lending. Graves began her career in financial services with Southeast Bank in Athens, Tennessee, serving in various capacities including Senior Mortgage Processor. She gained...
Benefits of Doing a Credit Card Balance Transfer
While you’ve probably heard about credit card balance transfers, you may be unsure how they work and the associated benefits. If you carry multiple loans or credit card balances, a balance transfer credit card may be a good option for consolidating debt and...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…