Anatomy of a Scam Email
How to Identify a Scam E-Mail Member Service Associate Lisa Burkhart is always on the lookout for ways to protect our members from fraud. She recently shared an example of a scam email that reached her inbox, and some pointers on how to spot that the email is fake:...
Celebrate Christmas in August: Bring New Toys to Any Branch
Bring small and medium new toys to any branch to help us celebrate Christmas in August with the Bowater Goodfellows! All toys will be gathered from the branches after August 31 and distributed by Bowater Goodfellows this Christmas to deserving children. The mission...
Best of the Best 2022: Cleveland and Athens
To our members, thank you for your dedication to YOUR Credit Union! You take pride in the Credit Union that YOU own, and for that, we are extremely grateful. Without you, we would never be able to achieve the awards that we do. To our staff, thank you for your...
myBRANCH Online and Mobile App Unavailable Sunday, July 10th 2am – 2pm
Our Core Service provider, Fiserv, will conduct an extended maintenance window Sunday, July 10 from 2am to 2pm EST. During that window, members will be unable to log in to myBRANCH online and the Mobile App. We are very sorry for the long duration of inaccessibility;...
Donate $2 for Your Chance to Win a 2 Night Luxury Stay at Hiwassee Acres
Bowater Credit Union is sponsoring the 2022 Duck Race for Charities! This year's race will take place on Saturday, July 23rd at 9am a the Hiwassee Blueway as part of the Calhoun Rivertown Festival. Donate $2 for a duck. If your duck crosses the finish line first,...
5 Reasons to Refinance Your Mortgage
[Besides a Lower Rate]
With home prices rising steadily, many homeowners are asking whether or not they should refinance their mortgage. Sure, it’s a great time to lock in a lower interest rate on your loan, but let’s have a look at some other reasons why refinancing your mortgage might be...
Credit Union vs. Bank Mortgage: Which is Better?
You found the perfect house, saved up your money and you’re ready to buy. Now, your next step is to get a mortgage. A commercial bank could be the obvious choice, but they aren’t the only option for your mortgage. Credit unions also originate mortgage loans and work...
Closed Monday June 20th: Juneteenth
Juneteenth National Independence Day is a federal holiday in the United States commemorating the emancipation of enslaved African-Americans. Originating in Galveston, Texas, it has been celebrated annually on June 19 in various parts of the United States since 1865....
Walmart Phishing Scam
Multiple local residents have reported receiving a text to "confirm a purchase from Walmart. It asks them to text back yes or no. One member texted back no and got an immediate phone call. The caller said "let me see if I can get rid of this charge for you" and that's...
Should You Get A Credit Card for Your High School Grad?
If your teen is graduating high school this spring, you probably have a lot on your mind. So here's one thing you might not have considered: Have you taught your grad to manage credit? Whether they are moving out, heading to college, or living at home, your teen is...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…