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Resources

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Why Credit Unions Are Better

If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..

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Credit Score Tips

Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%

Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…

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Recent Posts

The Stages of Buying a House [Explained]

Buying a house is an exciting milestone in your life. And with it comes many questions about how to navigate the process and check all the boxes of getting from first inquiry to close.  The stages of buying a house can be broken down into smaller steps where...

Gayle Taylor Retires After 36 Years; Reception May 20 1pm – 3pm

After 36 years of distinguished service to Bowater Credit Union, Mortgage Loan Manager Gayle Taylor has announced plans to retire – her last day at the credit union will be Friday, May 20th. A drop-in reception to celebrate Gayle will be held Friday, May 20th from 1pm...

The Myths and Mysteries of Buying Your First Home

Buying your first home is thrilling – but do you feel excited like it's your birthday or kind of spooked as if you're about to get on the ghost train at the amusement park?  However you're feeling, we've got you covered with this fun list full of all the myths and...

Declutter Your Banking Routine this Spring and You Could Win Big!

You could win one of 10 $1,000 prizes in our Spring Sweepstakes! Spring is the perfect time to clean up your finances and give them a fresh start. Did you know you can manage most banking tasks anywhere and anytime from your myBRANCH and or app? AND, as part of our...

How to Be a Competitive Home Buyer in the Cleveland/Athens Market

First-time homebuyers have their work cut out for them in the current real estate market. From metropolitan areas to smaller cities, prices are higher than ever. Despite this unprecedented appreciation, homes are still selling at record paces with many listings flying...

2022 Annual Meeting: March 28 at Calhoun Elementary

The 2022 Annual Meeting of Member-Owners will be held on Monday, March 28 at Calhoun Elementary School.   We'll enjoy a social hour with refreshments at 6pm, followed by the business meeting at 7pm. You will hear from our Volunteer Board of Directors about the year...

Reminder: Do Not Use Mobile Deposit for Tax Refund Checks

Please note that Tax Refund checks are government checks, and as such they come with very specific rules for depositing or cashing.  For this reason, we will not accept government checks, including tax refund checks, by mobile deposit.   For your tax refund check,...

Member Dave Whaley Wins $1,000 Donation to Santa’s Angel

Pictured left to right: Brad Alexander, Bowater Hardwick Farms Branch Manager; Rev. Dave Whaley, Bowater CU Member; Donna Calhoun, Santa’s Angel Youth Director; Kay Green, Benton United Methodist ChurchCALHOUN – Bowater Credit Union Member Dave Whaley has won a $1,000...