Tips to Save Money on Holiday Shopping
The holiday season can be a financially stressful time. Working a job, dealing with life, paying bills, and on top of that having to make time and a budget to go gift shopping. Fortunately, it doesn't have to be that way. You can still make this year memorable and not...
How Many Credit Cards Should You Have?
Credit cards are easy to apply for and convenient to use—so convenient that most people now carry three or more cards. But how many credit cards should you have? Let’s take a look at the financial implications of owning multiple cards and consider some tips for...
Paying Your Bowater Credit Union Loan Just Got Easier!
Don't let paying your Bowater Credit Union loan slow you down! As a valued Bowater Credit Union member, we want to give you the convenience, flexibility, and control to pay your loan anytime from anywhere. And now you can make payments, set up recurring payments,...
Bowater Wealth Management with Michael Lawson
Bowater Credit Union is excited to announce Bowater Wealth Management, a partnership with Investment Advisor Representative, Michael Lawson, at Alliance Wealth Management Partners, RIA. Bowater Wealth Management will give our members access to investment services such...
Guide to Credit Card APR [How it Works & More]
Credit card interest rates can be confusing. Determining the true cost of carrying a balance on your credit card depends on how often the interest is calculated—which may be daily. The following overview of credit card APR can be helpful in understanding how it works...
Holiday Loan Available Now Through December 31st
Together we can make this holiday season memorable with a Holiday Loan. With this limited-time loan you can borrow up to $2,000 with rates as low as 5.75% APR, which would be monthly payments of $171.89 for only one year! The Holiday Loan is offered every year from...
How To Do a Balance Transfer
If you’re wondering how to do a balance transfer, our quick guide offers tips so you get the most benefits out of this handy credit card tool. Click for more.
Tricks to Paying Off Credit Cards Faster
It can be easy to push aside credit card debt and pretend it doesn’t exist – but facing credit card debt head-on is the best way to truly tackle it. If you're wondering how to pay off credit card debt fast, our guide is here to give you eight simple tools to get your...
5 Different Credit Cards [& How to Choose]
Credit cards come in many different flavors with plenty of options to choose from. Let’s look at seven different types of credit cards and how each kind might fit your wallet. Smart Swiping: How 5 Credit Card Types Work For You Like ketchup, credit cards come...
KidZone Halloween Party 2022
Join us for our 🎃 SPOOKTACULAR 💀 KidZone Annual Halloween Party! Dying to have fun? Stop by our Calhoun Branch Friday October 28th between 8 am – 5:30 pm Come trick or treat yourselves to snacks and other ghostly festivities! 👻 It’s going to be a great time! I can...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…