Fee Updates Effective March 1, 2022: Mailed Statement Fee for myBRANCH Users, Returned Mail Fee
Please note the addition of the following fees:Mailed Statement Fee: $2 per mailed statement if the member is enrolled in myBRANCH online banking. The purpose of this fee is to pass through the cost of mailing a statement when the member has free access to eStatements...
All locations open at 10am on Friday, January 7th
All branches will open at 10am on Friday, January 7th. Stay safe and warm in this winter weather!
Athens Branch Drive-Thru Closing at 5pm 1/6/2022 Due to Winter Weather
Due to winter weather, our Athens Branch Drive Thru will close at 5pm on Thursday, January 6, 2022. The lobby will also close at 5pm, as usual.
💰Enroll in eStatements by February 28th to be entered to WIN $100💰
All members enrolled in eStatements as of February 28, 2022 will be entered to win $100. How do I enroll in eStatements? Log in to myBRANCH (through your web browser, not the app) and click the "eStatements" link on the Account page. Besides a chance to win money,...
Debit vs. Credit Cards: What’s the Difference?
Both debit and credit cards play a vital role in today's financial landscape. Your best bet is to have one of each but it can be confusing trying to figure out when to use which card. Luckily, once you've learned the difference between a debit and credit card, you'll...
Credit Union Here For Members Through Indefinite Idling At Resolute
In response to the recent announcement of indefinite idling of pulp and paper operations at Resolute Calhoun, we would like to make sure our members know that Bowater Credit Union is here to be a partner through this difficult time. The credit union has established...
A Smart Guide to Credit Cards
Financial literacy is important to making smart financial decisions. But if you’ve never had a credit card before, you may not know the best ways to use them. We are here to help with this quick guide to credit cards and smart credit card usage. Keep reading to learn...
Member Cheyenne Whitehurst Wins $1,000 Donation to Grace and Mercy Ministries
Pictured Left to Right: Ministry Director Tanya Murphy, Bowater CU Member Cheyenne Whitehurst, and Bowater CU Athens Branch Manager Tiffany Wilson stand in front of the van the ministry uses to provide transportation to their ministry meals.CALHOUN – Bowater Credit...
Holiday Loan Available through December 31st 🎄🎅🎁
One of the benefits of banking with a credit union is knowing that we exist to serve the membership. It is with that spirit that we offer the Holiday Loan each year, from October 15 through December 31. With this limited-time loan, you can borrow up to $2,000 at a...
What Is a Personal Loan?
A personal loan can provide the flexibility you need to cover planned and unplanned expenses without breaking your budget. But, what is a personal loan? If you’re not familiar with personal loans, how they work, or why you might get one, Bowater Credit Union is here...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…