Black Friday Shopping Tips🤑
Black Friday is just around the corner and we all know how hectic and overwhelming it can be, so we hope this short list of tips can help at least a little! Make your wish list. Your goal should be to buy just the items on your list at the lowest possible price....
Members John and Jill Griffey win $1000 for North Lee PTO
Bowater Credit Union Members John and Jill Griffey have won a $1,000 Pay It Forward prize for North Lee Elementary PTO. “All seven of our children attended North Lee Elementary . . . We know first hand how diligently and successfully their PTO has supported North Lee...
KidZone Annual Halloween Party👻
Join us for our🧟♂️SPOOKTACULAR🧟♀️ KidZone Annual Halloween Party! Stop by our Calhoun Branch October 25th between 7:30 am - 5:30 pm to enjoy popcorn🍿, cotton candy, and ghostly👻 festivities. It's going to be a 😱FRIGHTFULLY😱 good...
Going Casual for Kids
People Helping People Credit Unions are all about "people helping people," and Bowater Credit Union has joined Credit Unions for Kids to work with other Credit Unions across the nation to support local children's hospitals through Children's Miracle Network Hospitals,...
Reasons to refinance your home
Not looking to move, but interested in low mortgage rates? Reasons to refinance: Switch from an adjustable rate to a fixed rate, Change from one adjustable rate to another to lower your monthly payment. Reduce you interest rate and your monthly payment. Build equity...
5 House Hunting Tips
Know what you can afford. Consider both your income and debt and see what amount you would feel comfortable with. Use mortgage calculators where you can put in your income and see suggestions for home amount and expected monthly payments. Compare down payment options....
Affected by the Equifax Breach? File a Claim for $125 or Free Credit Monitoring Now
If you were affected by the equifax breach in 2017 that included and estimated 147 million Americans, you can now file a claim for compensation. You will receive free credit monitoring OR $125 if you already have credit monitoring in place. Additional damages can be...
Scam Alert: Member Receives Phone Call that Threatens Jail, Says Car In Her Name Found in Texas With Blood
A Cleveland, Tennessee resident was recently the target of a scam based on fear: She had a message on her voicemail that mentioned Social Security, and told her if she didn't call them back in a timely manner she would be arrested. Upon calling them back, she spoke...
Mikayla Beasley Wins Annual $2000 College Scholarship
Mikayla Beasley of Cleveland, TN, has been selected as this year's recipient of Bowater Credit Union's Annual $2000 College Scholarship. In order to receive this scholarship, Mikayla competed against many other students who were evaluated based on grades, school...
5 Ways To Reduce Debt
June 2019 marked 85 years of the Federal Credit Union Act, which was signed by President Roosevelt in 1934. The act empowered all 50 states to authorize federally chartered credit unions. In honor of the anniversary, www.mycreditunion.gov honored the financial...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…