What Is a Personal Loan?
A personal loan can provide the flexibility you need to cover planned and unplanned expenses without breaking your budget. But, what is a personal loan? If you’re not familiar with personal loans, how they work, or why you might get one, Bowater Credit Union is here...
2021 Member Appreciation Day 👕🌭🍩🤑
Thank you so much for being a member-owner!! We're excited to celebrate outside in front of all our branches this year! Stop by any branch on October 21st during regular business hours and let us thank you for being a member-owner. There will be a tent out front full...
2021 KidZone Halloween Party👻
Join us for our 🧛♂️ SPOOKTACULAR 🧟♂️ KidZone Annual Halloween Party! Things are a little different this year but we know we can still have so much fun with all you boys and ghouls this year at our Annual Halloween Party Stop by our Calhoun Branch Friday October 29th...
How to Use a Credit Card to Build Credit
Do you know how to use a credit card to build credit? It’s one of the oldest tricks in the book! Getting a credit card and using it regularly and responsibly is one of the quickest and most effective ways to build or rebuild your credit. Read below for some good...
Stephanie McGreevy Wins $1000 Pay It Forward Donation to Women At The Well
Pictured Left to Right: Tiffany Wilson, Bowater Credit Union Athens Branch Manager; Stephanie McGreevy, WATW Program Director; Robin Nation, WATW Executive DirectorCALHOUN – Bowater Credit Union Member Stephanie McGreevy has won a $1,000 Pay It Forward prize for her...
You can transfer from another bank to your CU!
It's easy to set up automatic payments for your loan, even if you want to make payments from an account at another financial institution. The payments are made by ACH transfer, which means you'll need to have the account number of the account you want to make the...
Anniston Mullinax Wins Annual $2,000 College Scholarship
Anniston Mullinax of Rossville, Georgia has been selected as this year’s recipient of Bowater Credit Union’s Annual $2,000 College Scholarship. In order to receive this scholarship, Anniston competed against many other students who were evaluated based on grades,...
Retired Bowater CU CEO Denley Hines Inducted into Tennessee Credit Union Hall of Fame
Retired Bowater Credit Union CEO Denley Hines was celebrated at the 2021 Annual Convention with induction into the Tennessee Credit Union Hall of Fame. The Hall of Fame was created by the Tennessee Credit Union League to honor those in the credit union movement who...
How to Get and Use a Personal Loan [Guide]
Whether you need funds for an unexpected medical bill, a broken-down vehicle, or that dream vacation – a personal loan is a great way to get cash quickly. If you’ve ever wondered how to get a personal loan, the good news is that the process is easier than you might...
How Does Credit Card Interest Work?
If you've found yourself deep in the fine print of a credit card agreement wondering what exactly it all means, you're not alone. Credit card interest can be incredibly confusing, and even a single card may have multiple interest rates. How does credit card interest...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…