The Pros and Cons of Personal Loans
Whether you're thinking of consolidating high-interest credit card debt or looking for some extra cash to provide you with more budget flexibility, you may be investigating your various loan options. For many, a personal loan can provide this flexibility while giving...
Is Credit Or Debit Safer For Online Shopping?
Are credit cards or debit cards safer online? Whether using a debit card or credit card there are two laws in place to protect you. Debit card transactions are protected by the Electronic Funds Transfer Act (EFTA) and credit cards are protected by the Fair Credit...
Thank you for voting us BEST OF THE BEST!
Thank you for voting your credit union as the BEST OF THE BEST in both the Daily Post Athenian and the Cleveland Daily Banner, and for nominating us for the News 12 Now Viewer's Choice Awards. Thanks to your voting, our team was recognized with the following readers...
It’s time to vote for your favorite T-Shirt!
July is here, and although we love the fireworks and cookouts, Bowater Credit Union is already waiting in anticipation for this fall’s Member Appreciation Day! We have received tons of t-shirt designs this year that have exceeded expectations and we are excited about...
Gold Travel Club Trip to Patti’s 1880’s Settlement
$178 per person, double occupancy. Tuesday October 12 - Wednesday October 13 (SOLD OUT!) Tuesday October 19 - Wednesday October 20 DEPART CLEVELAND, TN 8AM Day 1: Board your spacious video and restroom equipped Motorcoach and set off for Grand Rivers, Kentucky - home...
Get An Auto Loan and Enjoy No Payment for 90 Days
Rates as low as 1.99% APR up to 72 months Get an auto loan with Bowater Credit Union and you can enjoy rates as low as 1.99% APR and no payment for 90 days. You have to have reliable transportation, and that means you have to have an auto loan. But with a loan from...
Bowater Credit Union Member Survey Shows High Satisfaction, Loyalty
Bowater Credit Union Member Survey results show that members have maintained high levels of satisfaction and loyalty, and an increasinly choose Bowater Credit Union as their Primary Financial Institution. Every four years Bowater Credit Union hires an independent firm...
👕TShirt Design Contest: Winning Member Gets $100!
Combine your design skills with your love of Bowater Credit Union to create the perfect Member Appreciation Day T-shirt! This Member Appreciation Day we’ll be giving away hundreds of T-shirts as a “thank you” gift for our members. We want help designing a shirt that...
Understanding Personal Loan Terms and Conditions
If you take out a personal loan, your lender will give you a document listing its terms and conditions. You will want to keep this document for future reference because it contains important information on the details of the loan. If you have a question, there’s a...
Penalty Free Early CD Withdrawals Till May 31st!
Needing access to some of that money you set to the side? Until the end of May you can enjoy Penalty Free Early CD Withdrawals. Withdraw any CD penalty-free, even if the term isn’t complete. We hope the opportunity to access your money without concern for penalties...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…