Ultra 25 Term Share Account

This account gives you the maximum return on your investment. It is available as a regular CD, or as an IRA.

  • Lock in a dividend rate for the 25-month term
  • Change your rate once during the term to the current Ultra 25 Account offering rate
  • $1,000 minimum deposit
  • With an Ultra-25 IRA, you can make 2 partial withdrawals without paying an early-withdrawal penalty


Partial withdrawal maximums are 10% of original deposit amount during the first 12 months of the term and 10% during the second 12 months of the term. Excess withdrawals prior to maturity will result in a lower APY and interest penalty of 90 days. IRS penalties apply to all withdrawals. For any IRA questions, please speak with one of our Certified IRA Specialists.