Motorcycle, Boat, & ATV Loans

It's time to hit the open road or water with a new ride—we’ll provide the financing to make it happen!
Apply Now

Motorcycle Loans

Rates as low as

6.99% APR*

Boat Loans

Rates as low as

6.99% APR*

ATV Loans

Rates as low as

6.99% APR*

Benefits of Financing Through Bowater Credit Union

Hear the engine roar. Smell the fresh air. Feel the wind against your cheeks.

We can turn your outdoor adventure dreams into reality with our attractive motorcycle, boat, and ATV Loans. Enjoy the following benefits of financing your next ride through Bowater Credit Union:

Competitive Rates

Flexible Terms

Personalized Service

Easy to Apply

No Application Fees

Insurance Discounts

With a motorcycle loan, this rider's dream of cruising the Tennessee highways became a reality.

Motorcycle Loan Details

Finance a new or used motorcycle up to 100% of the purchase price plus taxes and fees. Get flexible loan terms from 12 to 84 months.

A fisherman jetting along a Tennessee lake in his new power boat after getting approved for a boat loan.

Boat Loan Details

Finance the purchase of new or used boats up to 100% of the price plus taxes and fees. Select repayment terms from 1 to 5 years.

Thanks to a new ATV loan, two riders go exploring along a  Tennessee forest trail.

ATV Loan Details

Borrow up to 100% of the purchase price of a new or used ATV plus related costs.

Repay your loan over terms ranging from 12 to 72 months.

Apply for a Loan in Three Easy Steps!


Apply Online

Fill out a quick and easy online loan application. Or stop by a branch to apply.


Sign Your Loan

Review the loan amount, rates, and terms—then sign on the dotted line!


Get a Check

We’ll issue a check so you can start shopping for your next bike, boat, or ATV!


“Bowater Credit Union is the best bank I have ever dealt with. I have been a member for 4 and a half years and they are always nice and helpful.”

– Valerie K., Calhoun, TN

FAQ About Refinancing Your Vehicle

Q: What types of boats can I finance?

A:We offer boat loans for new and used jetskis, fishing boats, bass boats, pontoons, pleasure craft, and more.

Q: What credit score do I need for a motorcycle loan?

A:We base your motorcycle loan approval on your entire credit profile. However, scores above 640 often have the best rates.