With this service you may choose to skip a loan payment when you are on vacation, leave of absence or medical leave, or any time you choose­­­­! Simply speak with your credit union loan officer prior to skipping the loan payment, and we will take care of the rest.

There is a $25 fee for this service, and interest on your loan will continue to accrue at the standard rate. You can Delay up to two payments in a calendar year.  This service is not available for VISA Credit Cards or any loan secured by real estate.

You can request a Delay-A-Pay 3 different ways!

1. Complete the form and bring it by any Bowater Credit Union branch!

2. Using our app: Login and select the “More” tab. Click on “Secure Messages” to send a message to our digital services team!

3. Text us at 423.336.7268 to request Delay-A-Pay