Buy Now, Pay Later: The Cost of Convenience
“Buy Now, Pay Later" (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. A 2022 report from the Consumer Financial Protection Bureau found that from 2019 to 2021, the number of BNPL loans originated in the U.S. by the...
Member Appreciation Day 2024! 💙💚
The third Thursday of October is always Member Appreciation Day! A day to celebrate all of you – our member-owners! 💚 Stop by any branch on October 17th during regular business hours so we can say thank you. There will be smiling faces ready to hand out:• Donuts and...
Niagra Falls, Ontario 2025
June 9 -14, 2025 6 Days & 5 Nights *Includes a night in Toronto $1,187 per Person, Double Occupancy $1,593 per Person, Single Occupancy **Valid Passport required when traveling into Canada**Package includes: Overnight lodging to & from Niagara Falls 3 Nights...
Caden Heath Wins Bowater’s 2024 College Scholarship
Caden Heath from Englewood, Tennessee has been selected as this year’s recipient of Bowater Credit Union’s Annual $2,000 College Scholarship. To receive this scholarship, Caden competed against many other students who were evaluated based on grades, school activities,...
Bowater Credit Union Annual Fall Festival
We are having our second annual Fall Festival on Friday, October 25 at the Hiwassee Meadowland Park, Calhoun from 5 pm to 8 pm! 🎃 We will have carnival games, two bounce houses, a maze, face painting, snacks, and food! This year we will also have a costume contest! 👻...
Buy Now, Pay Later: The Cost of Convenience
As summer hits its stride, the idea of financially preparing for the holidays might feel like overkill. Consider this: money is the most cited source of stress during the holidays, with 58% of US adults worrying about overspending or not having enough money. July is...
Bowater Credit Union Donates $1,000 to Meigs County Historical Society
From left to right: Nikki Black (Mortgage Manager), Paulette Jones (President of the Historical Society), Henry Ricker (Board Member of the Historical Society), Jason Laymon (Volunteer and Winner of Pay it Forward Prize), Nicole Andrino (Marketing Specialist), and...
Athens Chamber of Commerce 17th Annual Benefit!
The Athens Chamber of Commerce is excited to announce that Hendon Hooker will be the speaker for the 17th Annual Benefit on June 22 at McMinn County High School. Tickets are available by calling the chamber at 423-745-0334 or visiting...
New Member Benefit! With CU Travel!
We are so excited to announce our newest member benefit! We have partnered with Credit Union Travel! With CU Travel, you can save on 1.2 million brand-name hotels worldwide, plus book flights and car rentals - all from one place with 24/7 booking support. This...
Bowater Wealth Management: Is Money Your Master?
Unfortunately, too many Americans have become enslaved to the all-might dollar. The truth is, however, that money was never meant to be your master. It was never meant to tell you what to do. Instead, you should be telling your money what to do! Davey Ramsey said...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…