Your Paycheck-to-Paycheck Holiday Survival Guide
The holidays should bring joy. However, when every trip to the grocery store or gas station feels more expensive than the last, the season can also bring a heavy dose of stress. In 2025, 67% of Americans report living paycheck to paycheck. Even households with steady...
Government Shutdown Assistance
At Bowater Credit Union, we are here to make unforeseen circumstances Better. We understand the government shutdown may have caused financial challenges for our members. Read below about the support we are providing at this time. For members with a Bowater Consumer...
Bowater Credit Union Donates $1,000 to Foster Village East Tennessee
From left to right: Brad Alexander (Bowater Athens Branch Manager), Nichole Dyer (Board Member of FVETN), Whitney Reynolds (Board Member of FVETN and Bowater CU Member-Owner), April Randolph (Board Member of FVETN), Sharon Wilson (Executive Director), and Shelby...
Stay Ahead of Seasonal Home Costs
As the seasons shift, so do the expenses that come with keeping a home comfortable and running smoothly. It’s easy to underestimate how much utility bills can fluctuate. Add in other expenses —like gutter cleaning in the fall, storm prep in spring, or lawn care during...
Bowater Credit Union Annual Fall Festival! 🍂
Join Us for Our Third Annual Fall Festival! 🎃 We’re excited to invite you to our Fall Festival on Friday, October 24, at Hiwassee Meadowland Park, Calhoun, from 5 PM to 7:30 PM! Enjoy a fun-filled evening with carnival games, bounce houses, a maze, face painting,...
30 Days to a Better Budget
It’s the perfect time to put fresh eyes on your finances. Ever checked your account balance and thought, Where did all my money go? You’re not alone. A well-structured budget doesn’t have to be about cutting back – it’s about gaining control, reducing stress, and...
Member Appreciation Day! October 16, 2025
Mark Your Calendars: Member Appreciation Day is Coming! 🎉 The third Thursday of October is always one of our favorite days of the year – a day dedicated to celebrating YOU, our amazing member-owners! 💚 When: Thursday, October 16thWhere: Any Bowater CU branch (during...
Rebuilding Your Finances After a Natural Disaster
When disaster strikes, peace of mind often takes the biggest hit. In the aftermath, you may be grappling with more than just physical damage—you’re also facing the emotional toll of uncertainty, disrupted routines, and financial strain. It’s not just about what was...
Samuel Fant Wins Bowater’s 2025 College Scholarship!
Bowater Credit Union is proud to announce Samuel Fant of Cleveland, Tennessee, as the recipient of this year’s $2,000 Annual College Scholarship. Samuel was selected from a competitive pool of applicants, evaluated on academic achievement, involvement in school and...
Stay Cool and Save: Easy Ways to Cut Your AC Costs
Summer’s finally here! While those sun-soaked days feel amazing, your energy bill might not. Air conditioning accounts for about 19% of a U.S. household’s electricity usage – that’s nearly one-fifth of your bill going to cooling alone. Thankfully, there are plenty of...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…