Bowater Credit Union Donates $1,000 to FCA of the Ocoee Region
Pictured from Left to right: Shelby Mathews, Bowater CU Marketing Coordinator; Rader Brose; Ephram Kyle; Chloe Lockhart; Abi Moorhouse; Matt Moore, FCA of Ocoee Region DirectorBowater Credit Union member Shane Gibson and his wife have won the $1,000 Pay It Forward...
2026 Annual Meeting: April 20th
Join Us for Our 2026 Annual Meeting! We’re thrilled to invite you to the Annual Meeting at Hiwassee Meadowland Park! Mark your calendars for Monday, April 20, 2026, and get ready for an evening of great food, fellowship, and exciting updates. Here’s what to expect:...
How a HELOC Can Help You Fund Home Improvements
If you've been watching home values in your neighborhood climb, consider using the equity in your home to remodel your space, add an addition, or transform your backyard. The right improvements can make your home more comfortable and may also increase its value. A...
Bowater Credit Union’s Annual $2,000 College Scholarship
Any graduating high school senior who is a member-owner before March 1st of the year they graduate is eligible to apply for our $2000 College Scholarship. Applicants must submit an application and all requirements before July 1st. Requirements:- Grade transcript from...
Introducing Bowater Credit Union’s Digital Estate Planning Service
Planning for the future doesn’t have to be complicated—or expensive. Bowater Credit Union is proud to introduce our new Digital Estate Planning service, an easy and affordable way to protect what matters most and ensure your wishes are honored. For just $199, members...
Thinking about a Payday Loan? Read This First
It often starts with a moment of panic: a bill you didn’t plan for and not enough money to cover it before payday. In that stress, payday loans can feel like a lifeline—fast, simple, and there when you need it. Before you move forward, it helps to understand how...
Your 2026 Credit Score Playbook: The Biggest Changes (and What They Mean for You)
If you have been hearing that credit scores are changing, you are not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Fortunately, most of the habits that help your credit stay healthy are not...
Bowater Credit Union Donates $1,000 to Bowater Goodfellows
Pictured from left to right: Nikki Black, Bowater CU Mortgage Loan Manager; Paul Woodward, Goodfellows President ; Danielle Collins, Goodfellows Volunteer; Ginger Carter, Bowater CU CEO; Nicole Andrino, Bowater CU Marketing SpecialistBowater Credit Union member...
Bowater Credit Union Donates $1,000 to Grace and Mercy Ministries Inc.
Pictured from left to right: Brad Alexander, Bowater CU Athens Branch Manager; Shelby Mathews, Bowater CU Marketing Coordinator; Erika Galish, Grace and Mercy Ministries Executive Director and Bowater CU member; Nikki Black, Bowater CU Mortgage Loan ManagerBowater...
Do This, Not That: Plan Your 2026 Finances with Ease
According to a recent WalletHub survey, nearly 3 in 4 people say their financial situation impacts their mental well-being, and 69% of Americans feel insecure about their finances. It is no wonder so many of us are tired of traditional “new year, new budget” advice....
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…