|6-month Term Share Account (TSA)||0.250||0.251||$500.00|
|Ultra 25 TSA/IRA||0.400||0.401||$1,000.00|
|Accumulative IRA **||0.200||0.200||n/a|
|Investment Plus **||0.200||0.201||$2,500.00|
|Christmas Club ***||0.050||0.050||n/a|
|Free Interest Checking||0.010||0.010||n/a|
|Premium Interest Checking****||0.030||0.030||$100.00|
|Gold Interest Checking||0.010||0.010||n/a|
Rates are subject to change without notice. Rates for share, special share, and share draft accounts represent intended rates for the current quarter as declared by the Board of Directors; actual rates are declared at quarter end. Early-withdrawal penalties are: 6 month, 30 days; 12 & 18 month, 60 days; 24 month, Ultra 25 & 30 month, 90 days; 36 month, 120 days; 48 month, 150 days; 60 month, 180 days.
Rates updated 1/5/2020
* Annual Percentage Yield ** Variable rate *** The maturity of the Christmas Club is Sept. 30. However, its term varies depending on the date the account is opened. The maximum monthly deposit for a Christmas Club Account is $1,000. Rate subject to change quarterly. **** The Premium Interest Checking Account is $100 minimum to open. This account has a monthly service fee of $5, which will be waived if the balance is kept at $500 or higher. The account must have an average daily balance of $500 to earn the stated APY in a given month.