Auto Loans

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Auto Loans

New Auto, Truck, Van

No down-payment is required!

You can choose fixed-rate financing for up to 60 months. Or, you may elect to take advantage of our 72-month variable-rate loan if the vehicle is valued at $10,000 or more. 84 months is available for vehicles valued at $30,000 or more.

To qualify as “new”: You can finance any vehicle as if it were new if it has not been previously financed at Bowater Credit Union, has fewer than 15,000 miles and is less than 2 years old.

Used Auto, Truck, Van

No down-payment required!

Finance with a fixed rate for up to 100 percent of the NADA Average Retail price. If it is valued over $3,500, you can take advantage of our 60-month variable-rate program. Up to 72 months is available on vehicles valued over $20,000

Refinance from another lender, or borrow against your car’s value
If you already have an auto loan with another lender, move your loan to Bowater Credit Union to lower your payment, your rate, or both! Check with a Bowater Credit Union loan officer or apply online to see if we can lower your rate to save money on interest, or extend your terms to lower your payment, or both! There is no cost to apply. And since there’s no down-payment required, you can save money each month without money out of your pocket.

If you own your car outright, you may be able to borrow against it’s value and get our low auto loan rates. Talk to a Bowater Credit Union Loan Officer for more information.

Find out your car’s value here – http://www.nadaguides.com