Fees & Disclosures

Other Service Fees (applicable to all accounts)
Non-Sufficient Funds (NSF)$29.00 / Item
Account Reconciliation$12.00 / Month
Account Research$30.00 / Hour
Statement Copy$1.00 / Statement Page
Wire Transfer: Outgoing$20.00 / Transfer
Certified Check$1.00 / Check
Certified Check for Nonmembers$10.00 / Check
Money Order$1.00 / Money Order
Signature Guarantee$2.00 / Guarantee
Visa Debit/ Credit Card Replacement$10.00
Visa Debit/ Credit Card Overnight Delivery$30.00
Visa TravelMoney Card$9.95/card
Visa TravelMoney Card reload$2.00. Fee deducted from card balance.
Visa TravelMoney Card replacement$5.00/card. Waived if card is within month of expiration. Fee deducted from card balance.
Visa Gift Card$3.50/card
Loan Late FeesAfter 15 days, 5% of the payment amount. Closed-end, Non-Mortgage Loans only. $200 fee cap for 90-day Notes. See your loan documents for complete details.
IAT (International ACH Transaction) Fees$15 per item
Loan Payment by Debit, Credit Card, or ACH Convenience Fee$4.95 per transaction
Garnishment / Levy / Legal Processing$50
Dormant Account Fee$5.00 per month after 1 year of no activity. Excludes members under age 22 and member numbers with $25.00 or more total share balances.
Delay-A-Pay$25.00 per loan, per delay. Limit two per year, per loan. Not available on Visa or Real Estate Secured Loans.
Early Account Closing Fee$25.00 when member voluntarily closes an account within 6 months of opening.
Inactive Account FeeThe credit union may assess an Inactivity Fee of up to $10 per month for accounts that have had no activity for a year. The fee will be waived under certain conditions*
Mailed Statement Fee$2 per statement mailed if member has myBRANCH logon ID. Effective March 1, 2022.
Returned Mail Fee$5 per returned item. Effective March 1, 2022.

* The Inactivity Fee will be waived if any of the following conditions apply:

  • The member has had any financial transactions in the last 12 months in any account under the member number
  • The account balance is over $500
  • The member is under age 22
  • The member has a loan or a credit card
  • The member has been a member 30 years or longer
  • The member has had a loan within the past 24 months
Share Value
Par value of One Share$5.00
Share Draft Account Fees
Stop Payment$29.00 / Request
Share Draft PrintingPrices vary depending upon style
Copy of Paid Draft1.00 / Draft if more than 3 drafts at one time
Personal D/B/A Share Draft Account (Doing Business As)$12.00 / Month
Personal D/B/A Share Draft Returned Deposit Item$7.00 / Item
Courtesy Pay$29.00 / Item
Premium Interest Share Draft Account$5.00/ Month if minimum balance of $500.00 is not met
Fresh Start Share Draft Account$10.00/ Month

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