Starting May 26, 2020 our lobbies are open with limited capacity, and will close early for cleaning. Our Drive-Thrus will have regular hours.

Calhoun Lobby: Monday – Thursday  7:30am -3:30pm. Friday 7:30am – 5pm

Athens, Cleveland Hardwick Farms, Cleveland King Street Lobbies: Monday -Thursday 9am -4pm, Friday 9am – 5pm, Saturday 9am -12pm

Keith St does not have a drive-thru and is closed for updates. We look forward to welcoming you to our new Keith St lobby later this year!

Learn more about our response by clicking the button below.

Locations / Hours

 

Athens Calhoun Cleveland
Hardwick Farms
Cleveland Loan Zone
King Street
Cleveland Keith Street
Address:
1112 Congress Pkwy S.
Athens, TN 37303
(Next to The Dairy Barn)
Physical Address:
5123 Highway 11 S
Calhoun, TN 37309
Address:
4531 Hardwick Farms Pky. NE
Cleveland, TN 37312
(Next to Hobby Lobby)

Address:
1040 King Street
Cleveland, TN 37311
(Behind Captain D’s)

 

 

Address:
1007 Keith Street
Cleveland, TN 37311
(South of the Post Office)
Mailing Address:
P.O Box 359
Calhoun, TN 37309
Phone: (423) 252-1140
Fax: (423) 252-1170
Phone: (423) 336-7268
Fax: (423) 336-3001
Phone: (423) 303-4240
Fax: (423) 303-4270
Phone: (423) 303-LOAN (5626)
Fax: (423) 303-5627
Phone: (423) 472-2300
Fax: (423) 472-3222
Lobby Hours
UPDATED FOR COVID-19 RESPONSE:
9 – 4, Mon – Thur
9 – 5, Fri
Lobby Hours
UPDATED FOR COVID-19 RESPONSE:
7:30 – 3:30, Mon – Thur
7:30 – 5 Fri
Lobby Hours
UPDATED FOR COVID-19 RESPONSE:
9 – 4, Mon – Thur
9 – 5, Fri
Lobby Hours
UPDATED FOR COVID-19 RESPONSE:
9 – 4, Mon – Thur
9 – 5, Fri
9 – 12 Sat 
Hours:
CURRENTLY CLOSED FOR UPDATES
Drive-Thru Hours:
8:30 – 5:30, Mon-Thur
8:30 – 6, Fri
9 – 12:30, Sat

 Drive-Thru Hours:
7:30 – 4 Mon-Thur

7:30 – 5:30 Fri

Drive-Thru Hours:
8:30 – 5:30, Mon-Thur
8:30 – 6, Fri
9 – 12:30, Sat
Drive-Thru Hours:
8:30 – 5:30, Mon-Thur
8:30 – 6, Fri
9 – 12:30, Sat
Holiday Schedule
January February April May July
Closed New Years Day
Closed Martin Luther King, Jr. Day
Closed Presidents Day Close at 12:30 on Good Friday Closed Memorial Day Closed July 4th
September October November December
Closed Labor Day Closed Columbus Day Closed Veterans Day
Closed Thanksgiving Day
Close at 5pm 1st Friday of December
Close at 12:30 Christmas Eve
Closed Christmas Day

 

Routing Number: 264278461 

 

To find an ATM near you, click here.

To Contact Bowater Credit Union via email, or for phone numbers to call for after-hours emergencies including a lost or stolen Visa Credit or Debit Card,click here.
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