Starting May 26, 2020 our lobbies are open with limited capacity, and will close early for cleaning. Our Drive-Thrus will have regular hours.

Calhoun Lobby: Monday – Thursday  7:30am -3:30pm. Friday 7:30am – 5pm

Athens, Cleveland Hardwick Farms, Cleveland King Street Lobbies: Monday -Thursday 9am -4pm, Friday 9am – 5pm, Saturday 9am -12pm

Keith St Lobby: Monday & Thursday 12pm – 5pm, Friday 9am – 5pm

Learn more about our response by clicking the button below.

Locations / Hours

 

Athens Calhoun Cleveland
Hardwick Farms
Cleveland Loan Zone
King Street
Cleveland Keith Street
Address:
1112 Congress Pkwy S.
Athens, TN 37303
(Next to The Dairy Barn)
Physical Address:
5123 Highway 11 S
Calhoun, TN 37309
Address:
4531 Hardwick Farms Pky. NE
Cleveland, TN 37312
(Next to Hobby Lobby)

Address:
1040 King Street
Cleveland, TN 37311
(Behind Captain D’s)

 

 

Address:
1007 Keith Street
Cleveland, TN 37311
(South of the Post Office)
Mailing Address:
P.O Box 359
Calhoun, TN 37309
Phone: (423) 252-1140
Fax: (423) 252-1170
Phone: (423) 336-7268
Fax: (423) 336-3001
Phone: (423) 303-4240
Fax: (423) 303-4270
Phone: (423) 303-LOAN (5626)
Fax: (423) 303-5627
Phone: (423) 472-2300
Fax: (423) 472-3222
Lobby Hours
UPDATED FOR COVID-19 RESPONSE:
9 – 4, Mon – Thur
9 – 5, Fri
Lobby Hours
UPDATED FOR COVID-19 RESPONSE:
7:30 – 3:30, Mon – Thur
7:30 – 5 Fri
Lobby Hours
UPDATED FOR COVID-19 RESPONSE:
9 – 4, Mon – Thur
9 – 5, Fri
Lobby Hours
UPDATED FOR COVID-19 RESPONSE:
9 – 4, Mon – Thur
9 – 5, Fri
9 – 12 Sat 

Hours:
UPDATED FOR COVID-19 RESPONSE:
12 – 5, Mon & Thur
9 – 5, Fri

 

Drive-Thru Hours:
8:30 – 5:30, Mon-Thur
8:30 – 6, Fri
9 – 12:30, Sat

 Drive-Thru Hours:
7:30 – 4 Mon-Thur

7:30 – 5:30 Fri

Drive-Thru Hours:
8:30 – 5:30, Mon-Thur
8:30 – 6, Fri
9 – 12:30, Sat
Drive-Thru Hours:
8:30 – 5:30, Mon-Thur
8:30 – 6, Fri
9 – 12:30, Sat
Holiday Schedule
January February April May July
Closed New Years Day

Closed Martin Luther King, Jr. Day

Closed Presidents Day Close at 12:30 on Good Friday Closed Memorial Day Closed July 4th
September October November December
Closed Labor Day Closed Columbus Day Closed Veterans Day

Closed Thanksgiving Day

Close at 12:30 Christmas Eve

Closed Christmas Day

 

Routing Number: 264278461 

 

To find an ATM near you, click here.

To Contact Bowater Credit Union via email, or for phone numbers to call for after-hours emergencies including a lost or stolen Visa Credit or Debit Card,click here.
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