Drive down the court in a lower rate!

Don’t miss the MADNESS here at Bowater Credit Union!

Are you team new or team used? Auto loan rates as low as 3.99% APR!

Better Possibilities with a Home Equity Line of Credit

Our variable rate HELOCs can be useful tools under the right circumstances. 30-year term with a variable rate and no closing costs*, you can consolidate bills or tackle a project – use it how you want , whenever you want.

*If you close your line within the first 3 years, you will be responsible for reimbursing closing costs to the credit union.

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Better beginnings start here at Bowater Credit Union. We are a member owned financial institution dedicated to helping and serving our members. We strive to provide convenient, cost effective financial services by offering products that are efficient and responsive to our members’ changing needs.

What can make us BETTER?

Use our 2-step survey to help us become better by leaving us a rating and feedback!

Apply for a Loan

If you live in Bradley, Meigs, Monroe, or Polk you can apply for a Bowater Credit Union Loan at a branch or online using the link below! There is no fee to apply for a loan with us. 

Online Banking

Access your accounts from any Internet connection with Online Banking. Everything you need to manage your accounts all in one place; eStatements, Online Bill Pay, text service.

Become Better

If you live, work, or go to school in the five Tennessee counties of Bradley, McMinn, Meigs, Monroe, and Polk, you can join Bowater CU Join online or join by visiting one of our branches!

EZ Card Portal

If you have a VISA card with Bowater Credit Union you can access your online portal here!

Bowater Credit Union News

Bowater Credit Union’s Annual $2,000 College Scholarship

Any graduating high school senior who is a member-owner before March 1st of the year they graduate is eligible to apply for our $2000 College Scholarship. Applicants must submit an application and all requirements before July 1st. Requirements:- Grade transcript from...

2026 Annual Meeting: April 20th

Join Us for Our 2026 Annual Meeting! We’re thrilled to invite you to the Annual Meeting at Hiwassee Meadowland Park! Mark your calendars for Monday, April 20, 2026, and get ready for an evening of great food, fellowship, and exciting updates. Here’s what to expect:...

Find a Branch

1112 Congress Pkwy S. Athens, TN 37303

5123 Highway 11 S Calhoun, TN 37309

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4531 Hardwick Farms Pky. NE Cleveland, TN 37312

1040 King Street Cleveland, TN 37311

1007 Keith Street Cleveland, TN 37311

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