Better Possibilities with a Home Equity Line of Credit
Our variable rate HELOCs can be useful tools under the right circumstances. 30-year term with a variable rate and no closing costs*, you can consolidate bills or tackle a project – use it how you want , whenever you want.
*If you close your line within the first 3 years, you will be responsible for reimbursing closing costs to the credit union.
Better beginnings start here at Bowater Credit Union. We are a member owned financial institution dedicated to helping and serving our members. We strive to provide convenient, cost effective financial services by offering products that are efficient and responsive to our members’ changing needs.
Apply for a Loan
If you live in Bradley, Meigs, Monroe, or Polk you can apply for a Bowater Credit Union Loan at a branch or online using the link below! There is no fee to apply for a loan with us.
Online Banking
Access your accounts from any Internet connection with Online Banking. Everything you need to manage your accounts all in one place; eStatements, Online Bill Pay, text service.
Become Better
If you live, work, or go to school in the five Tennessee counties of Bradley, McMinn, Meigs, Monroe, and Polk, you can join Bowater CU Join online or join by visiting one of our branches!
EZ Card Portal
If you have a VISA card with Bowater Credit Union you can access your online portal here!
Bowater Credit Union News
Your Paycheck-to-Paycheck Holiday Survival Guide
The holidays should bring joy. However, when every trip to the grocery store or gas station feels more expensive than the last, the season can also bring a heavy dose of stress. In 2025, 67% of Americans report living paycheck to paycheck. Even households with steady...
Government Shutdown Assistance
At Bowater Credit Union, we are here to make unforeseen circumstances Better. We understand the government shutdown may have caused financial challenges for our members. Read below about the support we are providing at this time. For members with a Bowater Consumer...
Bowater Credit Union Donates $1,000 to Foster Village East Tennessee
From left to right: Brad Alexander (Bowater Athens Branch Manager), Nichole Dyer (Board Member of FVETN), Whitney Reynolds (Board Member of FVETN and Bowater CU Member-Owner), April Randolph (Board Member of FVETN), Sharon Wilson (Executive Director), and Shelby...
Stay Ahead of Seasonal Home Costs
As the seasons shift, so do the expenses that come with keeping a home comfortable and running smoothly. It’s easy to underestimate how much utility bills can fluctuate. Add in other expenses —like gutter cleaning in the fall, storm prep in spring, or lawn care during...
Find a Branch
1112 Congress Pkwy S. Athens, TN 37303
5123 Highway 11 S Calhoun, TN 37309
4531 Hardwick Farms Pky. NE Cleveland, TN 37312