Better Possibilities with a Home Equity Line of Credit
Our variable rate HELOCs can be useful tools under the right circumstances. 30-year term with a variable rate and no closing costs*, you can consolidate bills or tackle a project – use it how you want , whenever you want.
*If you close your line within the first 3 years, you will be responsible for reimbursing closing costs to the credit union.
Better beginnings start here at Bowater Credit Union. We are a member owned financial institution dedicated to helping and serving our members. We strive to provide convenient, cost effective financial services by offering products that are efficient and responsive to our members’ changing needs.
Apply for a Loan
If you live in Bradley, Meigs, Monroe, or Polk you can apply for a Bowater Credit Union Loan at a branch or online using the link below! There is no fee to apply for a loan with us.
Online Banking
Access your accounts from any Internet connection with Online Banking. Everything you need to manage your accounts all in one place; eStatements, Online Bill Pay, text service.
Become Better
If you live, work, or go to school in the five Tennessee counties of Bradley, McMinn, Meigs, Monroe, and Polk, you can join Bowater CU Join online or join by visiting one of our branches!
EZ Card Portal
If you have a VISA card with Bowater Credit Union you can access your online portal here!
Bowater Credit Union News
Introducing Bowater Credit Union’s Digital Estate Planning Service
Planning for the future doesn’t have to be complicated—or expensive. Bowater Credit Union is proud to introduce our new Digital Estate Planning service, an easy and affordable way to protect what matters most and ensure your wishes are honored. For just $199, members...
Bowater Credit Union’s Annual $2,000 College Scholarship
Any graduating high school senior who is a member-owner before March 1st of the year they graduate is eligible to apply for our $2000 College Scholarship. Applicants must submit an application and all requirements before July 1st. Requirements:- Grade transcript from...
2026 Annual Meeting: April 20th
Join Us for Our 2026 Annual Meeting! We’re thrilled to invite you to the Annual Meeting at Hiwassee Meadowland Park! Mark your calendars for Monday, April 20, 2026, and get ready for an evening of great food, fellowship, and exciting updates. Here’s what to expect:...
Bowater Credit Union Donates $1,000 to FCA of the Ocoee Region
Pictured from Left to right: Shelby Mathews, Bowater CU Marketing Coordinator; Rader Brose; Ephram Kyle; Chloe Lockhart; Abi Moorhouse; Matt Moore, FCA of Ocoee Region DirectorBowater Credit Union member Shane Gibson and his wife have won the $1,000 Pay It Forward...