Membership Eligibility

You’re eligible to join Bowater Credit Union if:


  • You live, work, worship, or go to school in our 5-county community:
    • Bradley County
    • McMinn County
    • Meigs County
    • Monroe County
    • Polk County
  • You are a family member of any current member. Family members include
    • parent
    • spouse
    • spouse’s parent
    • child
    • step-child
    • grandparent
    • spouse’s grandparent
    • grandchild
    • brother
    • sister
    • brother- or sister-in-law
    • step-brother or step-sister
    • aunt or uncle
    • niece or nephew

To join Bowater Credit Union, all you have to do is come by any branch office during regular business hours.

If you would like us to mail you an application, click here to send us an email requesting an application. However, we do require the completed application be brought to the office in person, or that the forms be notarized.

There is no membership fee to join. All you have to do is make a minimum $5 deposit into your share account…then you’re eligible to apply for any of our services!

Already a member and know someone who should be a member?

Invite them to Bowater Credit Union! Use the invitation below, and when your friend/coworker/family member opens their account, we’ll put $10 in your share account. Just print this coupon and fill in their name and yours in the appropriate places. Please check eligibility requirements above to ensure that your invitee can be a member.