DBA Checking Account

Give your small business a more professional appearance with our DBA Checking Account.
Open an Account

Benefits of a Bowater DBA Checking Account

Take advantage of the unique benefits of our DBA Checking Account. We designed this account to enhance and support your small business operations.

No Minimum

There’s no minimum deposit to open an account and no minimum balance you’ll need to maintain.

Free Services

Enjoy free overdraft protection, online bill pay, E-Statements, a check card, myBranch access, and more.

Earn Interest

Put your hard-earned money to work and earn interest with our DBA Checking Account.

Enjoy Freedom

There are no per-check fees and no limits on the number of checks you can write.

Upgrade Your Banking Experience with our DBA Checking Account.

Take advantage of the same benefits you’ll get with our Free Interest Checking, subject to a small $12 monthly fee.

  • Earns Interest. See rates.
  • No minimum to open
  • No minimum balance
  • No minimum to earn interest
  • No limits on the number of checks you can write
  • No per check fees
  • Free CheckCard with access to over 65,000 surcharge-free ATMs
  • Free overdraft protection from your savings account and Bowater Credit Union Line of Credit (if applicable)
  • Free myBranch access & Free telephone access 24/7
  • Free Online Bill Pay
  • Free E-Statements

Separating your business finances from your personal finances is the first step toward escalating your business. Open a DBA Checking Account today!

A small business owner using a card terminal.

How to Apply for DBA Checking


Become a Member

Verify your membership eligibility and open a Share Savings Account for only $5.


Select DBA Checking

Provide your details and open your account via our secure online portal.


Enjoy Your Exclusive Benefits!

Set up direct deposits, bill pay, and get your small business check card!


“I am a fairly new member of Bowater Credit Union and I absolutely LOVE it so far! I always feel at home when I walk into the Athens branch. Everyone is so kind and welcoming. It is super easy to sign up for a checking and savings account and they have the best people to work with.”

– Alyssa G.

FAQ About Our DBA Checking Account

Q: What does DBA mean?

A: DBA stands for “Doing Business As” and it refers to the practice of conducting businesses under a name different from the legal name of an individual or a business. 

Some of the reasons why people choose to use a DBA are:

  • Choosing a more appropriate bussines name for legal or marketing needs.
  • Using a name different than a personal name.

Some states refer to DBA in different ways, so be sure to check what’s the correct terminology for your state.

Q: How do I know if DBA checking is right for me?

A: Our DBA Checking Account is ideal for anyone that’s self-employed or running a small business as a DBA. You should consider opening a DBA Checking Account if:

  • You want to separate business and personal finances, which can help protect your personal assets in the event of a lawsuit.
  • You need a more efficient way to manage your business finances. Having a DBA account will make it easier to track your income and expenses.
  • You want a more professional appearance for your small business.
Q: Do I need an EIN to open an account?

A: No. You’ll only need your Social Security Number (SSN) to open a DBA Checking Account.

Q: Do I need an active DBA to open an account?

A: Yes. You will need a valid DBA before you can open a DBA Checking Account for your small business.

Q: Does the DBA Checking Account come with business deposit services?

A:No. This type of checking account does not offer true business deposit services. The account must be listed in your name and Social Security Number, similar to a personal checking account.

Q: What credit score do I need to open a DBA Checking Account?

A: We require a credit score of at least 550 to open a DBA Checking Account. If your score is below 550, you can open a Fresh Start checking account until your credit score improves.

Q: How does the free overdraft protection work?

A: We can set up free overdraft protection from your Bowater Credit Union Line of Credit and savings account.

Q: Is there a monthly service fee?

A: Yes. We require a $12/month service fee.

Additional Checking Account Options to Explore

Premium Checking

Enjoy higher interest rates and enhanced Courtesy Pay safeguards (without a monthly fee) when your balance exceeds $500.

Free Checking

Experience efficient banking with an account providing an attractive interest rate and zero balance requirements.

Gold Checking

Unlock the benefits of interest-earning free checking. Plus, you’ll get exclusive advantages designed for members aged 50 and above.