Member Appreciation Day! October 16, 2025
Mark Your Calendars: Member Appreciation Day is Coming! 🎉 The third Thursday of October is always one of our favorite days of the year – a day dedicated to celebrating YOU, our amazing member-owners! 💚 When: Thursday, October 16thWhere: Any Bowater CU branch (during...
Rebuilding Your Finances After a Natural Disaster
When disaster strikes, peace of mind often takes the biggest hit. In the aftermath, you may be grappling with more than just physical damage—you’re also facing the emotional toll of uncertainty, disrupted routines, and financial strain. It’s not just about what was...
Samuel Fant Wins Bowater’s 2025 College Scholarship!
Bowater Credit Union is proud to announce Samuel Fant of Cleveland, Tennessee, as the recipient of this year’s $2,000 Annual College Scholarship. Samuel was selected from a competitive pool of applicants, evaluated on academic achievement, involvement in school and...
Stay Cool and Save: Easy Ways to Cut Your AC Costs
Summer’s finally here! While those sun-soaked days feel amazing, your energy bill might not. Air conditioning accounts for about 19% of a U.S. household’s electricity usage – that’s nearly one-fifth of your bill going to cooling alone. Thankfully, there are plenty of...
Bowater Credit Union Donates $1,000 to Life Bridges Inc.
From left to right: Mandy Adams (Hardwick Farms Branch Manager), Crystal Bell, Diana Jackson (Life Bridges' CEO), Thomas Bland, and Blythe Ledford (King St Branch Manager)Bowater Credit Union Member Kelsey Nickels has won the $1,000 Pay it Forward prize for her...
Moving Soon? Avoid These Common (and Costly) Mistakes
Planning a move soon? You’re in good company. According to Zillow, June is the most popular month to move, with many families and individuals packing up during the summer to take advantage of better weather and school breaks. Moving comes with more than just boxes and...
Elder Abuse Awareness Month
Spotting and Stopping Financial Exploitation of Seniors June is Elder Abuse Awareness Month, a time to raise our voices in defense of older adults in our communities. One of the most pervasive and underreported forms of elder abuse is financial exploitation: a crime...
Ark Encounter & Creation Museum | May 19-22, 2026
May 19th - 22nd, 2026 4 Days & 3 Nights $938 per Person, Double Occupancy $1,245 per Person, Single Occupancy $100.00 Deposit Per Person Due by June 24, 2025Package includes: 3 Nights Lodging 3 Breakfasts 3 Dinners including a Riverboat Dinner Cruise & Dinner...
Ginger Carter Named Chief Executive Officer
Bowater Credit Union is pleased to announce the appointment of Ginger Carter as its new Chief Executive Officer, effective May 15, 2025. Carter succeeds Matt Holden, who is stepping down to focus on his family after 14 years of dedicated service to the credit union...
Bowater Credit Union Donates $1,000 to Dark Horse Rescue Ranch
From left to right: Blythe Ledford (King St Branch Manager), Nicole Andrino (Marketing Specialist), Rhea Joyner, Joni Creasman, Jami Bennett, Jason Bennett, Nolen Bennett, Ashley Chord, and Sheila GarlandBowater Credit Union Member Joni Creasman has won the $1,000 Pay...
Why Credit Unions Are Better
If you owned a business, you would do everything you could to create and drive income to grow that business and make it stronger, right? Well, your Credit Union is a business and you are an Owner! So, when you actively use the Credit Union’s products and services, you are investing in your own business, making it stronger for you and all of its other Member-Owners..
Credit Score Tips
Your credit score is calculated from 5 major categories: Payment history: 35%, Amounts owed: 30%, Length of credit history: 15%, New credit: 10%, Types of credit used: 10%
Here are some ways to improve your score in all categories: Payment History
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO score…